# Money Management Services Money Management Services is a Bank / Wealth / Trust based in Birmingham, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** Birmingham, United States - **Region:** North America - **Address:** Birmingham, AL, United States - **Founded:** 1992 - **Assets under management:** Undisclosed - **Website:** moneymanagementservice.com - **LinkedIn:** https://www.linkedin.com/company/money-management-service ## Regulatory record - **CRD number:** 106832 - **SEC file number:** 801-42500 - **Registration status:** Registered - **Latest Form ADV filing:** 2026-03-10 - **Reports private funds:** No ## About Founded in 1992 and based in Birmingham, Alabama, Money Management Services operates as an independent registered investment advisor. The firm organizes its client work around family-based wealth management, handling both investment strategy and financial planning for individuals, business owners, pension plans, and trusts. It emphasizes a fee-only, fiduciary model that it positions as distinct from commission-driven advisory shops. The firm’s website describes its client experience as treating clients "as one of our family members" — an operating posture built around long-tenure relationships rather than transactional asset gathering. The firm delivers investment and portfolio management, concierge wealth services, and life-event planning. Its stated service set spans asset allocation, customized investment strategies, and financial planning tied to milestones such as retirement, estate transitions, and tax-sensitive distributions. Money Management Services does not publicly disclose its asset-class mix, total assets under management, or specific portfolio holdings. Its website references providing clients with a "customized investment strategy" and navigating regulatory changes — a 2020 notice on Required Minimum Distribution adjustments confirms it actively manages tax-aware retirement account policy for its client base. No named co-investors, fund structures, or direct-deal vehicles are documented in public materials. Money Management Services does not release headcount, partner names, or total deployment figures. Its public footprint is limited to a single Birmingham office and a low-upkeep website. The firm has not announced any recent hires, promotions, or structural changes in the last 24 months. No adjacent vehicles — such as a philanthropic foundation, real-asset arm, or operating business — are disclosed. The firm’s communications note incremental operational updates, including a transition to a new client web portal and guidance on Economic Impact Payments during the pandemic period. However, no dated operational event from 2024 or 2025 is verifiable through its limited public disclosures. The firm’s structural signature is its simplicity: a single-office, fee-only RIA run without a public-facing leadership bench or disclosed institutional partnerships. Unlike multi-family offices that layer on GP-style co-investment platforms or trust-company charters, Money Management Services appears to serve a contained book of local families, retirees, and small-business owners through a fiduciary planning-and-portfolio-management bundle. Its independence — no broker-dealer affiliation, no proprietary product shelf — is the only measurable differentiator in an otherwise undifferentiated Alabama wealth-management market. Succession planning and ownership structure remain undisclosed; the absence of named principals makes it difficult to assess governance continuity beyond the 1992 founding date. ## Sectors - Wealth Management - Investment & Portfolio Management ## Questions ### Does Money Management Services disclose its leadership or investment committee? No. The firm does not publish the names of its founders, principals, or investment-committee members. Its website and public filings do not identify any individual decision-makers, which is atypical for an RIA that has operated for over three decades. The absence of named leadership makes it difficult for an outside allocator to evaluate continuity, succession planning, or the professional backgrounds of the team managing client assets. ### What types of clients does Money Management Services serve? According to Altss research, the firm serves individuals, pension plans, trusts, and business entities. Its website emphasizes service to "individuals and business owners" in the Birmingham, Alabama area. The firm’s marketing positions it as a family-focused practice; however, it does not publish a client count, average account size, or breakdown of institutional versus individual clients. ### Is Money Management Services affiliated with a broker-dealer or bank? No. The firm describes itself as an independent registered investment advisor and emphasizes its fee-only, fiduciary structure. There is no publicly disclosed affiliation with a broker-dealer, bank, trust company, or insurance platform. This independence is the core structural feature that separates it from bank-trust departments and hybrid advisory practices in its region. ## Related profiles - [Money Forward Venture Partners](https://altss.com/profile/money-forward-venture-partners) - [Money Managers](https://altss.com/profile/money-managers) --- Updated: 2026-10-23T13:24:27Z Canonical page: https://altss.com/profile/money-management-services Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology