# Monterey Associates Financial Planning & Education

Monterey Associates Financial Planning & Education is an Asset Manager based in Pelham, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Pelham, United States
- **Region:** North America
- **Address:** Monterey, CA, United States
- **Assets under management:** Undisclosed
- **Website:** montereyassociates.com

## Regulatory record

- **CRD number:** 289727
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/289727

## About

Monterey Associates Financial Planning & Education is a state-registered investment adviser in Pelham, NY. It has one employee and one investment adviser. The firm is based in Pelham, NY.

## Sectors

- Financial Services

## Questions

### What is the relationship between Monterey Associates' RIA and its education division?

The firm operates both a registered investment advisory practice managing client assets and a separate training entity, Associates in Financial Planning Education. The education arm provides formal instruction to individuals seeking careers in financial planning, using the RIA's investment philosophy as a teaching framework. The two units function under common ownership, creating a practitioner-educator model uncommon among small planning firms.

### Does Monterey Associates manage discretionary portfolios?

As a registered investment advisor, Monterey Associates has the authority to manage client portfolios on a discretionary basis. The firm constructs allocations across equities, fixed income, and mutual funds, though specific strategies and performance are not publicly disclosed. The investment approach is described as long-term and goal-aligned.

### Who founded Monterey Associates Financial Planning & Education?

The firm's founding principals are not publicly documented in available sources. Monterey Associates operates without a visible named leadership team on its public-facing platforms, which is typical of smaller RIAs that do not actively market to institutional investors or the press.

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- [Ballina Capital](https://altss.com/profile/ballina-capital-llc)

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Last updated: 2026-06-03T20:00:00.000Z

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