# Monument Group Wealth Advisors

Monument Group Wealth Advisors is a Bank / Wealth / Trust based in Concord, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Concord, United States
- **Region:** North America
- **Address:** Concord, MA, United States
- **Founded:** 2001
- **Assets under management:** Undisclosed
- **Website:** monumentgroupwealth.com
- **LinkedIn:** https://www.linkedin.com/company/monument-financial-advisors-llc

## Regulatory record

- **CRD number:** 111908
- **SEC file number:** 801-60480
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-05-22T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/111908

## About

Founded in 2001, Monument Group Wealth Advisors was built to deliver what the firm calls a "Holistic Master Planning Approach" from offices in Concord and Boston, Massachusetts. The firm explicitly structures itself as a fiduciary, charging only fees for its advice rather than earning commissions on product sales. Its website frames the practice around three client transitions — nearing retirement, moving on from a career, and living in retirement — each case study highlighting interrelated questions about spending, tax strategy, concentrated stock positions, and legacy goals. The firm's integrated service model combines ongoing wealth management with in-house tax preparation and estate planning. The website presents retirement-readiness analyses, 401(k) rollover guidance, and tax-efficiency strategies as standard deliverables rather than à la carte add-ons. While the firm does not publish a discrete list of external fund managers, asset classes, or direct investments, its content emphasizes liquid portfolio construction for individuals and trusts, with a particular focus on managing concentration risk from employer stock and private business holdings. Monument Group maintains two physical locations — a main office at 801 Main Street in Concord and a Boston office at 55 Union Street — serving what the website describes as individuals, personal trusts, estates, corporations, and businesses. The firm's designated contact is Linda McGowan at lmcgowan@monumentgroupwealth.com, though no formal team page or executive bios were publicly available as of the date of research. No AUM, staff count, or adjacent philanthropic or operating vehicles are disclosed on the current website. The firm differentiates through its "under one roof" delivery of tax, estate, and investment services — a structural choice that creates a single point of accountability for integrated financial plans. This model stands apart from the more common advisory setup where a wealth manager coordinates with outside CPAs and estate attorneys. The website's emphasis on fee-only fiduciary status further reinforces a governance posture built around eliminating commission-driven conflicts of interest, though the lack of public personnel disclosure limits independent verification of how advice is actually delivered in practice.

## Offices

- Boston, MA, United States

## Questions

### How does Monument Group charge for its services?

The firm explicitly describes itself as fee-only, meaning it charges clients directly for advice and does not accept commissions from product sales. It also holds itself out as a fiduciary, which legally obligates the firm to act in its clients' best interests. Specific fee schedules are not published on the public website.

### What makes Monument Group's service model structurally unusual?

Monument Group delivers wealth management, tax preparation, and estate planning internally rather than outsourcing tax and legal work to separate firms. The firm markets this as its "Holistic Master Planning Approach," emphasizing that financial decisions across these disciplines influence one another and benefit from centralized coordination.

### Does Monument Group invest in private markets or alternative assets?

There is no public indication that the firm allocates to private equity, venture capital, hedge funds, or direct private deals. Its published content focuses on liquid portfolio management, retirement planning, and risk management around concentrated public stock positions and 401(k) rollovers.

## Related profiles

- [Montz Harcus Wealth Management](https://altss.com/profile/montz-harcus-wealth-management)
- [Monument Health Pension Plan](https://altss.com/profile/monument-health-pension-plan)

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Last updated: 2026-06-03T20:00:00.000Z

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