Moulton Wealth Management

Rial Moulton and Don Moulton, the firm's two named principals, handle both financial planning and portfolio management. Both hold the Certified Financial Planner™ designation and operate as fiduciaries, which legally obligates them to place client interests ahead of their own. The firm's website does not identify a separate investment committee or external sub-advisors.

The firm deploys a mathematically based sell discipline that functions like a 'risk rheostat,' adjusting equity exposure when market conditions deteriorate. Its process includes a free 'financial physical' and a personalized action checklist that stress-tests a client's current portfolio against significant market corrections. This tactical, preservation-first posture is designed specifically for pre-retirees and retirees.

The firm describes itself solely as a provider of financial planning and portfolio management for individual clients. Its website mentions dynamic asset allocation and tactical management but does not reference any private-fund commitments, direct co-investments, or alternative-asset structures. There is no indication it operates a family-office-style direct-investment platform.

A tax review is a standard procedure before the firm makes any recommendations, according to its website. Moulton evaluates multi-year tax planning as one of the five core areas in its initial diagnostic, aiming to tailor advice to each client's specific situation. No tax-focused separate entity or in-house CPA affiliation is disclosed.

No. Moulton Wealth Management operates as a wealth-management and advisory practice serving external clients — primarily pre-retirees and retirees — rather than a single-family office managing a family's proprietary capital. The firm is incorporated in Washington state and earns fees through financial-planning and portfolio-management services.