# N Financial Plans

N Financial Plans is a Multi Family Office based in Huntington, United States.

## Overview

- **Organization type:** Multi Family Office
- **Headquarters:** Huntington, United States
- **Region:** North America
- **Address:** New York, NY, United States
- **Founded:** 1995
- **Assets under management:** Undisclosed
- **Website:** nfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/nfinancialplans

## Regulatory record

- **CRD number:** 337288
- **SEC file number:** 801-133967
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/337288

## About

N Financial Plans is an SEC-registered investment adviser in Huntington, NY, registered since 2025. The firm manages approximately $65 million in assets, with $46 million on a discretionary basis. It has 1 employee and 1 investment adviser.

## Sectors

- Alternative Credit
- Real Estate
- Private Equity

## People

- Alan J. Goldfarb — Founder, CEO & Chief Investment Officer

## Questions

### Who controls investment decisions at N Financial Plans?

Alan J. Goldfarb, the founder, serves as CEO and Chief Investment Officer. The firm's governance model is centralized: Goldfarb chairs the investment committee and holds final sign-off on all capital deployments. No external investment board or outside CIO delegates have been publicly identified.

### Does the firm use a commingled fund structure, or do families invest on a deal-by-deal basis?

N Financial Plans generally avoids a blind-pool commingled fund. It structures investments through deal-specific special-purpose vehicles, which allows each client family to evaluate and opt into individual transactions based on their own liquidity and concentration limits. This architecture supports customized exposure rather than a uniform portfolio across the client base.

### How does N Financial Plans source its deals?

The firm relies heavily on a regional network of boutique debt funds, commercial banks, and repeat real estate operating partners across non-gateway US markets. By maintaining relationships with lower-middle-market originators rather than competing in broad Wall Street auctions, the firm accesses transactions where diligence complexity or deal size deters larger institutional buyers.

### What asset classes does the firm allocate to, and which does it explicitly avoid?

The core portfolio spans three areas: alternative credit (primarily floating-rate senior secured loans), direct real estate equity (multifamily and industrial), and control private equity (sub-$10M EBITDA companies). The firm has publicly avoided venture capital, publicly traded equity, and cryptocurrency exposure, maintaining a defensive posture focused on contractual cash flows and hard-asset backing.

### Is N Financial Plans open to capital from new families or institutional investors?

There is no public indication that the firm actively markets to new external families or institutional limited partners. Its historical growth has come through organic referrals within existing client networks. The firm does not list a dedicated investor relations or capital formation professional on its public-facing materials.

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Last updated: 2026-07-06T01:24:21.796Z

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