# National YMCA Employee Benefit Plan and Trust

National YMCA Employee Benefit Plan and Trust is a Pension Fund based in Chicago, United States.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Chicago, United States
- **Region:** North America
- **Address:** Chicago, IL, United States
- **Founded:** 2008
- **Assets under management:** Undisclosed
- **Website:** ybenefits.org
- **LinkedIn:** https://www.linkedin.com/company/national-employee-benefits-group

## Regulatory record

- **Reports private funds:** No

## About

Sponsored by YMCA of the USA and headquartered in Chicago, the Trust has operated as the exclusive nonprofit benefits plan for YMCA employees and their families for over five decades. The plan's mission is narrowly defined: providing health and welfare protection against unexpected illness and accidents. Its governance flows from a sponsorship relationship with the National Council of YMCAs, and it maintains a business partnership with the YMCA Retirement Fund, the parallel entity managing pension assets for the same employee base. The Trust directs capital into plan assets held for investment, though the trust does not publicly disclose its asset allocation, target returns, or direct investment positions. No specific portfolio companies, fund commitments, or external managers have been publicly named. The Trust's sole physical presence is in Chicago. Team size and investment decision-making structure remain undisclosed. The plan maintains membership in the International Foundation of Employee Benefit Plans, a professional network common among benefits administrators. No adjacent philanthropic foundations, operating businesses, or co-investor clubs are associated with the entity. The structural differentiator is one of exclusivity and mandate singularity: the Trust is closed to any employer outside the YMCA ecosystem. This captive-benefits model eliminates commercial marketing pressure and peer comparisons, making investment decisions responsive only to covered lives and plan liabilities — a posture that separates it from open-market pension funds that compete for talent and returns through publicly transparent asset management.

## People

- Robert Welch — President

## Questions

### Who runs the National YMCA Employee Benefit Plan and Trust?

Robert Welch serves as President, per the plan's website. The full governance and investment committee structure is not publicly detailed, though the plan is sponsored by the National Council of YMCAs of the USA and works alongside the YMCA Retirement Fund.

### Is the Trust open to employers outside the YMCA network?

No. The Trust is the sole provider of health and welfare benefit plans exclusively for YMCAs, and its plans are designed solely for YMCA staff and their dependents. It does not serve other nonprofits, government entities, or private employers.

### How does the Trust relate to the YMCA Retirement Fund?

The YMCA Retirement Fund is a parallel entity that manages pension assets for the same employee base. The two organizations are distinct — the Employee Benefit Plan provides health and welfare coverage, while the Retirement Fund handles retirement savings — but they share sponsorship by YMCA of the USA.

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- [National University](https://altss.com/profile/national-university-nu)
- [Nation Media Group](https://altss.com/profile/nation-media-group)

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Last updated: 2026-08-11T02:43:31.692Z

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