NDVR

NDVR

NDVR operates as Claro Advisors, a registered investment advisor founded in 2019 by Ryan Belanger and Michael Simon. The firm's wealth-origin disclosures remain private — NDVR does not publicly attribute its book to a specific operating-business exit or family enterprise. Its founding cohort arrived as the RIA custody and direct-indexing ecosystem was maturing, which allowed newer entrants to compete on planning-led client experiences without legacy platform constraints. The firm's investment approach spans custom portfolios, tax-loss harvesting, private offerings, and integrated financial planning — covering retirement, estate, tax strategy, and employer equity. Client portfolios are built around personalized direct-indexed sleeves that adapt as life circumstances change. The geographic focus is domestic US, serving clients from Washington state to the East Coast. NDVR added a technology layer in 2024 with the launch of Claire by Claro, an AI chief-of-staff tool built to support internal advisor workflows. The leadership group at launch included Belanger as CEO, Simon as Executive Chairman, Jen Street leading Wealth Operations, and Brad Osten as Head of Platform. No external capital raise has been announced; the firm appears founder-owned and organically capitalized. Structurally, NDVR competes in the same lane as modern planning-centric RIAs — it is not a family office — but differentiates through its proprietary technology build. Building an in-house AI advisory tool as a sub-$1B RIA is uncommon, signaling a technology-forward succession thesis rather than a lifestyle practice posture.