Net Worth Solutions

Net Worth Solutions

Net Worth Solutions was established in 2008 by Chris Carosa and operates from Henderson, Nevada. Carosa built the firm as a multi-family office and registered investment advisor that serves business owners and high-net-worth families. The firm's architecture merges financial planning, tax strategy, and estate advisory work with a distinct appetite for private-market exposure — a configuration that places it at the intersection of a traditional wealth management practice and a deal-sourcing platform for its clients. The firm deploys capital across three principal lanes — real estate, private credit, and direct equity stakes in privately held businesses. In real estate, Net Worth Solutions has historically focused on income-producing residential and commercial properties, often using self-directed IRA structures to give clients tax-advantaged access to hard assets. The private credit arm originates and participates in short-term, asset-backed lending transactions, typically to small and mid-sized enterprises that fall below institutional bank thresholds. Its direct business investments tend toward cash-flow-positive operating companies in service industries, manufacturing, and distribution, where the firm can take minority or majority positions without the full auction dynamics of private equity. Net Worth Solutions keeps a deliberately low public profile. It does not publish client counts or aggregate AUM figures. The firm's footprint appears concentrated in the Western United States, with a client base drawn from entrepreneurs and professionals who have generated liquidity events and seek alternatives to conventional brokerage portfolios. There are no known affiliate vehicles, philanthropic foundations, or publicly disclosed co-investment clubs associated with the firm. Recent publicly available operations data is minimal; the firm's regulatory filings as an RIA indicate a small team structure consistent with a boutique advisory practice. Structurally, Net Worth Solutions differs from most multi-family offices by functioning as a hybrid RIA-deal shop rather than a pure allocator. It does not simply recommend third-party funds — it originates and underwrites proprietary private investments, then syndicates them to its own advisory clients. This creates a sourcing model where deal flow is driven by the firm's local relationships rather than institutional gatekeepers, a characteristic shared by a small subset of entrepreneurial family offices. The succession and governance structure beyond Carosa is not publicly disclosed.