Net Worth Solutions

Chris Carosa serves as President and appears to be the central decision-maker for both advisory allocations and private investment origination. The firm has not publicly disclosed an investment committee or separate CIO role, which is consistent with a founder-led boutique structure where Carosa personally evaluates direct deals before syndicating them to the client base.

The firm relies on a relationship-driven sourcing model rooted in Carosa's professional network. Deals tend to come through local business intermediaries, professional service firms, and direct entrepreneur referrals rather than competitive auction processes. This approach gives the firm access to smaller opportunities — sub-$10 million enterprise values — that institutional investors typically overlook.

It is a multi-family office. The firm serves multiple unrelated client families through its registered investment advisory structure, combining traditional wealth planning with access to proprietary private deals. Unlike a single-family office that serves one wealth creator, Net Worth Solutions pools investment opportunities across its client base.

The firm's emphasis is on direct transactions — real estate acquisitions, private credit originations, and equity stakes in operating businesses. There is no public evidence of Net Worth Solutions allocating client capital to third-party private equity or venture capital funds. This direct-only posture differentiates it from multi-family offices that blend fund commitments with co-investment programs.

The firm focuses on mature, cash-flow-positive small-to-mid-sized businesses, not startups or venture-stage companies. Target companies are typically founder-operated businesses with established revenue histories, where the investment thesis centers on steady yield and eventual recapitalization rather than high-growth scaling. This places the firm's direct equity activity closer to private equity's lower middle market or search fund territory.