# Northern California Tile Industry Defined Contribution Plan

Northern California Tile Industry Defined Contribution Plan is a Pension Fund based in Pleasanton, United States.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Pleasanton, United States
- **Region:** North America
- **Address:** Pleasanton, CA, United States
- **Founded:** 1981
- **Assets under management:** Undisclosed.

## Regulatory record

- **Reports private funds:** No

## About

The Northern California Tile Industry Defined Contribution Plan is a private sector pension fund based in Pleasanton, US. It manages approximately $52 million in assets across one fund. Its investment focus is on North America.

## Sectors

- Real Estate
- Infrastructure

## People

- Rick Roman — Chairman of the Board of Trustees
- Ryan Ruf — Trustee

## Questions

### Who governs investment decisions for the Northern California Tile Industry Defined Contribution Plan?

The Board of Trustees, chaired by Rick Roman, oversees the plan's investment policy and manager selection. Ryan Ruf also serves as a trustee. Taft-Hartley plans require equal representation from labor and management trustees, though the specific composition of this board is not publicly documented.

### How does the plan's Taft-Hartley structure affect its investment posture?

Taft-Hartley multi-employer plans are jointly governed by labor and management trustees, which tends to produce an investment policy favoring asset managers and vehicles with strong labor affiliations. The plan's allocations to the AFL-CIO Housing Investment Trust and Multi-Employer Property Trust are emblematic of this approach — both are union-built, union-operated real estate platforms that deploy capital into construction projects employing union labor.

### How did the merger with BAC Local 29's plan change the fund?

The consolidation of the BAC Local 29 Defined Contribution Pension Plan into the Northern California Tile Industry Defined Contribution Plan merged two adjacent regional funds covering tile and bricklayer trades. The resulting entity benefits from a larger participant base and pooled asset base, which can reduce per-participant administrative costs and improve access to institutional investment vehicles with high minimum commitments.

### Does the plan make direct real estate investments or rely solely on commingled funds?

The plan's known real estate exposure flows through commingled vehicles — specifically MEPT, the AFL-CIO Housing and Building Investment Trusts, and Intercontinental Real Estate Corporation. There is no public evidence of direct property ownership or joint-venture equity positions.

## Related profiles

- [Northern California Tile Industry Pension Plan](https://altss.com/profile/northern-california-tile-industry-defined-benefit-pension-plan)
- [Northern Powerhouse Investment Fund](https://altss.com/profile/northern-powerhouse-investment-fund-npif)

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Last updated: 2026-06-03T20:00:00.000Z

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