# NRI Wealth Management

NRI Wealth Management is a Bank / Wealth / Trust based in Santa Clara, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Santa Clara, United States
- **Region:** North America
- **Address:** 5201 Great America Parkway Suite 320, Santa Clara, CA 95054, United States
- **Founded:** 2003
- **Assets under management:** Undisclosed
- **Website:** www.nriwealth.com
- **LinkedIn:** https://www.linkedin.com/company/nriwealth

## Regulatory record

- **CRD number:** 162234
- **SEC file number:** 801-123014
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/162234

## About

NRI Wealth Management launched in 2003 under Laddi Jhuty, an MBA and CFP® professional who built the practice around the financial lives of high-earning individuals in the Bay Area and Seattle. The firm targets professionals — particularly physicians and tech employees — whose compensation includes stock options and who require integrated tax and estate planning to avoid dilution of generational transfers. The firm deploys capital across individually managed equity and fixed-income portfolios, complemented by insurance, education, and retirement planning. Its strategy emphasizes direct indexing and concentrated-position management rather than pooled vehicles, with a service model that treats stock-option planning as a distinct discipline alongside traditional asset allocation. Client engagements routinely incorporate tax-loss harvesting, trust formation, and cross-border planning for families with financial ties to India, a specialty drawn from the founder’s background. NRI Wealth Management operates from a single office at 5201 Great America Parkway in Santa Clara. The firm publishes a blog covering inheritance-conflict prevention, physician retirement blueprints, and the disconnect between rising income and net-worth accumulation. Recent commentary emphasizes the behavioral gap that prevents high-earning professionals from converting cash flow into durable wealth — a theme that anchors the firm’s outreach to prospective clients. The structural distinction is its dual-geography, dual-profession focus: the firm simultaneously courts Bay Area technologists with concentrated RSU positions and Seattle-area medical practitioners, a pairing that creates a client roster uncommonly exposed to both IPO-driven liquidity events and practice-ownership transitions. This narrow aperture forces a planning-centric, rather than product-centric, advisory posture that larger multi-family offices rarely replicate for mid-career professionals.

## People

- Laddi Jhuty — Founder

## Questions

### Who runs investment decisions at NRI Wealth Management?

Laddi Jhuty, the founder, leads all advisory and investment decisions. He holds an MBA and the CFP® designation and has over two decades of experience working with high-net-worth families, per the firm's website. The firm operates as a boutique practice without a separate investment committee.

### How does NRI Wealth Management source its clients?

The firm sources clients through its focus on Bay Area technology professionals and Seattle-area physicians — two communities with distinct compensation structures and planning needs. Its blog content addresses specific pain points like RSU planning, inheritance conflict, and physician retirement, which serves as the primary inbound funnel.

### Does NRI Wealth Management offer cross-border financial planning?

Yes, cross-border planning is a stated component of the firm's tax and estate services. The firm's name and founder background signal specific expertise for families with financial ties to India, addressing dual-country tax obligations and asset-transfer structures.

### What investment products does NRI Wealth Management use?

NRI constructs individually managed equity and fixed-income portfolios. There is no indication of proprietary funds or pooled vehicles. The firm emphasizes direct security ownership, which supports tax-loss harvesting and concentrated-stock management for clients with RSU or stock-option wealth.

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Last updated: 2026-06-03T20:00:00.000Z

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