# Oak Grove Capital

Oak Grove Capital is a Bank / Wealth / Trust based in Holderness, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Holderness, United States
- **Region:** North America
- **Address:** Cresskill, NJ, United States
- **Founded:** 2010
- **Assets under management:** Undisclosed
- **Website:** oakgrovecapital.net
- **LinkedIn:** https://www.linkedin.com/company/oak-grove-capital

## Regulatory record

- **CRD number:** 165465
- **SEC file number:** 801-112059
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/165465

## About

Stephen W. Kay established Oak Grove Capital in 2010, structuring the firm as a registered investment advisor in Cresskill, New Jersey — an immediate structural choice that set it apart from the wirehouse and broker-dealer models that still dominate local wealth management. The firm advises individuals, high-net-worth individuals, and business entities, offering portfolio management and asset allocation services under a fiduciary standard. The New Jersey location places Oak Grove within the broader tri-state wealth corridor, drawing clients from Bergen County professionals and business owners. The firm's investment posture is classic RIA: discretionary portfolio management across publicly traded equities and fixed income, with emphasis on long-term asset allocation rather than tactical trading or alternative origination. Oak Grove constructs portfolios using individual securities, ETFs, and mutual funds, tailoring exposures to client-specific liquidity needs and tax situations. Team size and AUM remain undisclosed. In the decade-plus since founding, Oak Grove has maintained a low public profile — no press releases, no announced fund launches, no disclosed acquisitions — consistent with a stable, relationship-driven book of business rather than an institutional aggregator. Oak Grove's structural identity as a true RIA — not a hybrid broker-dealer — provides the key differentiator. That fiduciary posture, combined with a single-advisor model in suburban New Jersey, creates a practice that competes on personal continuity rather than product shelf or platform scale. Succession risk is the obvious structural question: a firm built around one named principal raises the same continuity concern that independent RIAs of this profile face industry-wide.

## People

- Stephen W. Kay — President & Founder

## Questions

### Who runs investment decisions at Oak Grove Capital?

Stephen W. Kay, the firm's founder and president, runs investment decisions. As a sole-practitioner or small-team RIA, Kay is directly responsible for portfolio construction, manager selection, and client asset allocation. No separate CIO or investment committee structure has been disclosed publicly.

### Is Oak Grove Capital structured as a fiduciary?

Yes. As a registered investment advisor, Oak Grove Capital operates under a fiduciary standard, meaning it is legally obligated to place client interests ahead of its own. This differs from broker-dealer wealth managers who operate under the less stringent suitability standard.

### What is Oak Grove Capital's succession plan?

No succession plan or continuity structure has been publicly disclosed. As a firm built around founder Stephen Kay, this represents a meaningful structural risk — a common challenge for independent RIAs with a single named principal and no announced partnership track or internal succession candidate.

### How does Oak Grove Capital differ from a wirehouse advisor?

Oak Grove operates as an independent RIA rather than a wirehouse employee-advisor model. This means the firm has no proprietary product shelf, no institutional sales quotas, and a fiduciary duty to clients — structural features that wirehouse advisors executing brokerage transactions do not share.

## Related profiles

- [Oakglen](https://altss.com/profile/oakglen)
- [Oak Harbor Capital](https://altss.com/profile/oak-harbor-capital)

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Last updated: 2026-08-11T02:43:31.692Z

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