# Oak Valley Bancorp

Oak Valley Bancorp is an Asset Manager based in Oakdale, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Oakdale, United States
- **Region:** North America
- **Address:** Oakdale, CA, United States
- **Founded:** 1991
- **Assets under management:** Undisclosed
- **Website:** ovcb.com

## Regulatory record

- **Reports private funds:** No

## About

Oak Valley Bancorp offers personal and commercial banking services, including home equity, commercial real estate, and agricultural loans, as well as checking, savings, and money market accounts. The company primarily serves the commercial and agricultural sectors with tailored financial products. It was founded in 2008 and is based in Oakdale, California.

## Sectors

- Banking
- Real Estate
- Commercial & Industrial

## People

- Chris Courtney — President & CEO
- Rick McCarty — Chief Operating Officer

## Questions

### How does Oak Valley Bancorp deploy capital?

Oak Valley deploys capital exclusively through its wholly owned bank subsidiary, Oak Valley Community Bank. Its loan portfolio is concentrated in commercial real estate, construction and land development, and commercial and industrial lending to businesses in California's Central Valley and Eastern Sierra regions. It does not operate a venture capital, private equity, or direct investment platform.

### Who runs investment and lending decisions at Oak Valley?

Lending decisions are made by the bank's commercial banking team under the leadership of President and CEO Chris Courtney and COO Rick McCarty. The bank operates under the regulatory supervision of the Federal Reserve and the California Department of Financial Protection and Innovation, and all credit decisions remain within the bank's balance sheet.

### What is Oak Valley's geographic footprint?

Oak Valley Community Bank operates 18 branches concentrated in California's Central Valley — including Stanislaus, San Joaquin, and Tuolumne counties — with additional offices in the Eastern Sierra region, notably in communities such as Mammoth Lakes and Bishop.

### Does Oak Valley Bancorp take external institutional investment?

Institutional investors can buy Oak Valley Bancorp common stock (Nasdaq: OVLY) on the open market, but the company does not raise external private capital, manage third-party funds, or offer limited partnership interests. Its balance sheet is funded primarily by customer deposits and shareholder equity.

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Last updated: 2026-06-03T20:00:00.000Z

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