# Ohio Valley Banc

Ohio Valley Banc is an Asset Manager based in Gallipolis, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Gallipolis, United States
- **Region:** North America
- **Address:** Gallipolis, OH, United States
- **Founded:** 1950
- **Assets under management:** Undisclosed
- **Website:** ovbc.com

## Regulatory record

- **Reports private funds:** No

## About

Ohio Valley Bank is an FDIC-insured bank and a state member of the Federal Reserve, operating 14 offices in Ohio and West Virginia.

## Sectors

- Commercial Banking
- Community Banking

## People

- Larry E. Miller II — Chief Executive Officer

## Questions

### What does Ohio Valley Banc invest in?

The firm's investment portfolio is limited to the securities holdings of a community bank — predominantly U.S. Treasury and agency obligations, mortgage-backed securities, and state and municipal bonds. Its primary capital deployment is through direct lending: commercial loans to local businesses, residential mortgages, and consumer installment credit throughout its Ohio–West Virginia footprint.

### Does Ohio Valley Banc have a private equity or venture capital arm?

No. Ohio Valley Banc does not operate a private equity fund, venture capital vehicle, or direct-investment platform. Its structure is that of a traditional bank holding company. The firm's non-bank subsidiary, Loan Central, extends consumer loans but does not make equity investments in operating companies.

### Who runs Ohio Valley Banc?

Larry E. Miller II is the Chief Executive Officer and a member of the board of directors, a position he has held since 2019. Miller also sits on the board of Ohio Valley Bank and Loan Central. He has been a director of the holding company since 2001 and is a long-tenured figure in southeastern Ohio community banking.

### How does Ohio Valley Banc source its deal flow?

The firm sources lending opportunities through its branch network across southeastern Ohio and western West Virginia, not through intermediaries or investment banks. Its commercial loan originators operate within a defined geographic market, making relationship-based credit decisions on local businesses and real estate projects that deposit-bank capital back into the communities it serves.

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Last updated: 2026-06-03T20:00:00.000Z

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