# OP Bancorp

OP Bancorp is an Asset Manager based in Los Angeles, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Los Angeles, United States
- **Region:** North America
- **Address:** Los Angeles, CA, United States
- **Founded:** 2005
- **Assets under management:** Undisclosed
- **Website:** opbancorp.com

## Regulatory record

- **Reports private funds:** No

## About

OP Bancorp is a bank holding company. It operates through Open Bank, its wholly owned banking subsidiary. Open Bank provides commercial banking services to small and medium-sized businesses, their owners, and retail customers.

## Sectors

- Financial Services

## People

- Min Kim — President and Chief Executive Officer
- Christine Oh — Executive Vice President and Chief Financial Officer

## Questions

### Who runs investment decisions at OP Bancorp?

Min Kim serves as President and CEO of both OP Bancorp and its subsidiary Open Bank, overseeing all lending and investment strategy. Christine Oh, as CFO, manages financial operations and reporting. Investment decisions — primarily commercial real estate and business loan underwriting — run through the bank's credit committee, a standard community-bank governance structure.

### What types of assets does OP Bancorp hold?

The company's $2.1 billion in assets consists primarily of commercial real estate loans, SBA-guaranteed loans, trade finance lines, and small-business loans. It also holds investment securities and cash equivalents on its balance sheet, per standard bank regulatory filings. The loan book is concentrated in Southern California, with smaller exposures in New Jersey, Georgia, and Colorado.

### How does OP Bancorp source its deal flow?

The bank sources loans primarily through its branch network serving the Korean-American business community in Los Angeles and surrounding areas. Relationship lending — where loan officers develop long-term ties with small-business owners — drives origination rather than intermediated or brokered deal flow. The public-deposit base provides a low-cost funding advantage.

### Does OP Bancorp manage external capital or only its own balance sheet?

OP Bancorp manages its own balance sheet capital, funded by deposits and equity. It raised public equity through its 2018 IPO and subsequent offerings, but does not operate as a fund manager for outside institutional investors. The firm deploys capital through lending rather than equity investing, distinguishing it from family offices that take direct equity stakes.

### What geographic footprint does OP Bancorp maintain?

The company operates 10 branches across four states: California (primary concentration in the Los Angeles metro area), New Jersey (Fort Lee), Georgia (Duluth), and Colorado (Aurora). Each market serves a Korean-American community hub, per the firm's branch disclosures, though California remains the dominant loan and deposit market.

### Who are the co-investors or partners alongside OP Bancorp?

As a public bank holding company, OP Bancorp does not operate with co-investors in the typical private-equity sense. Lending syndications occasionally involve other community or regional banks, but the firm does not disclose named syndicate partners in public filings. The shareholder base is public — anyone who buys Nasdaq-traded shares holds equity alongside the founder.

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Last updated: 2026-06-03T20:00:00.000Z

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