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Open Path Financial
Open Path Financial was founded in 2024 by Aubrey, a former Fortune 100 R&D executive with mechanical-engineering credentials from MIT and an MBA from George...
Open Path Financial
Open Path Financial was founded in 2024 by Aubrey, a former Fortune 100 R&D executive with mechanical-engineering credentials from MIT and an MBA from George Washington University. The firm emerged from Aubrey's personal recovery from $90,000 in debt and a divorce, after discovering that conventional advisors wanted to charge asset-management fees without addressing underlying financial stability. The practice delivers advice-only financial planning, retirement planning, and risk-management guidance to individuals, families, and businesses. Its core instrument is a flat-fee Financial Insight Consultation priced at $2,695, which produces a financial model, a list of critical questions answered, and a 60-day action plan. Open Path eschews asset-based fees, subscriptions, and all product commissions — clients pay hourly for planning time and for the implementation support of a dedicated Client Service Team. The firm's geographic footprint currently extends from its Goleta headquarters to serve US clients both virtually and in person. Aubrey is the sole named investment principal. An MBA-qualified engineer who spent 19 years as an associate director managing R&D and production businesses across multiple Fortune 100 technology companies, she built the planning process that became Open Path Financial while engineering her own exit from debt. Operations run from a single office at 5661 Ekwill Street in Goleta, California. The firm maintains an active content presence across YouTube, Facebook, Instagram, LinkedIn, and TikTok, distributing personal-finance guidance that mirrors its planning approach. In the last 24 months, the firm formalized its step-based client engagement — from a no-obligation initial meeting through a firm-quote stage, in-depth analysis, a presentation meeting with alternate scenarios, and ongoing plan reviews — a disclosure it now publishes as its standard client journey. The structural distinction is architectural rather than investment-driven: Open Path Financial is an asset-management-free firm, stripping the advisory relationship of any incentive to gather assets. This gives it a posture closer to a fee-per-hour professional-services firm than to a conventional RIA, aligning its revenue with a client’s planning needs rather than portfolio size.
General information
Firm type
RIA
Year founded
2024
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Goleta
Corporate office
5661 Ekwill Street, Suite 101, Goleta, CA 93117
Principals
Aubrey
Founder & Financial Advisor
Sector focus
Frequently asked questions
How does Open Path Financial charge for its services?
It charges only hourly fees for financial planning and implementation support. The firm explicitly does not bill based on assets under management, nor does it charge ongoing subscription fees. Its signature engagement, the Financial Insight Consultation, is a flat $2,695 and includes a 60-day action plan.
Does Open Path Financial manage investment portfolios?
No. The firm describes itself as advice-only and fee-only. It provides planning, retirement analysis, and risk-management guidance, but does not manage client assets or earn commissions from financial products.
Who makes investment recommendations at Open Path Financial?
Aubrey, the founder, is the sole advisor. She holds a Master’s in Mechanical Engineering from MIT and an MBA from George Washington University, and spent 19 years as an associate director managing R&D and production at Fortune 100 technology companies before founding the firm.
Is Open Path Financial a single-family office or a registered investment adviser?
It operates as a registered investment adviser serving individuals, families, and businesses. It is not a family office and does not manage a concentrated pool of family capital.
What is Aubrey's wealth-management philosophy?
The practice is built around the idea that a financial advisor should first help a client master expenses, build toward financial independence, and only then consider more complex moves — a sequence Aubrey herself followed to eliminate $90,000 in debt and reach financial independence by age 45.
What does a client engagement with Open Path Financial look like?
After an introductory call and a no-obligation initial meeting, Aubrey provides a firm quote. Once engaged, she gathers data, conducts an in-depth analysis, presents recommendations — including alternate scenarios — and delivers a finalized plan. Implementation support is available through a Client Service Team, and most clients return for regular plan reviews.
Where is Open Path Financial located?
Its sole office is at 5661 Ekwill Street, Suite 101, in Goleta, California. The firm serves clients virtually and in person across the United States.
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