Bank

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Oxford Bank

Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884.

Oxford Bank logo

Oxford Bank

Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.

General information

Firm type

Bank

Year founded

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Oxford

Corporate office

Oxford, MI, United States

Sector focus

Banking

Frequently asked questions

What is the ownership structure of Oxford Bank?

Oxford Bank does not disclose its ownership structure on its primary website. Community banks in Michigan are typically structured as privately held corporations or mutual associations, but no specific shareholders, holding company, or family ownership details are publicly confirmed through the bank's own materials.

Does Oxford Bank operate a family office or investment arm?

No. Oxford Bank's published services are limited to retail banking, business banking, insurance distribution, and wealth management. There is no disclosed private investment vehicle, venture arm, or family-office entity associated with the institution.

What is Oxford Bank's deposit base or asset size?

Oxford Bank has not published its total assets, deposits, or loan portfolio size through its consumer-facing website. Call reports filed with the FDIC would contain this data, but those are not primary-source materials included in this profile.

How does Oxford Bank differentiate from national banking competitors?

Oxford Bank emphasizes its local Michigan presence, community shred days, and a suite of Kasasa-branded reward checking and automatic savings products that typically offer higher yields or cash-back incentives compared to standard accounts at national banks.

Does Oxford Bank participate in SBA lending or government-guaranteed loan programs?

The bank promotes business loans for Michigan enterprises but does not explicitly confirm SBA lending program participation in its published website content.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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