# Pacific Mercantile Bank

Pacific Mercantile Bank is an other based in Costa Mesa, United States.

## Overview

- **Organization type:** other
- **Headquarters:** Costa Mesa, United States
- **Region:** North America
- **Address:** Costa Mesa, CA, United States
- **Founded:** 2000
- **Assets under management:** Undisclosed
- **Website:** www.pmbank.com
- **LinkedIn:** https://www.linkedin.com/company/pacific-bank

## Regulatory record

- **Reports private funds:** No

## About

Pacific Mercantile Bank is a US-based bank founded in 1999 in Costa Mesa, California. It offers banking products and services to individuals and organizations in the state. The bank has received no external funding.

## Sectors

- Financial Services
- Private Credit
- Real Estate

## Questions

### Who leads investment decisions at Pacific Mercantile Bank?

Investment decisions—primarily lending—are made by the bank's credit committee and CEO. As of early 2025, CEO John Shigenaga oversees day-to-day management; the board of directors provides strategic oversight. Specific individual decision-makers are disclosed in SEC filings.

### What types of loans does Pacific Mercantile Bank originate?

The bank originates commercial and industrial loans, commercial real estate mortgages (both owner-occupied and investor), construction loans, and SBA loans. Its portfolio is heavily weighted toward California real estate, which represents over half of total loans (per annual 10-K filings).

### Does Pacific Mercantile Bank operate like a venture capital firm or private equity fund?

No. Pacific Mercantile Bank is a FDIC-insured commercial bank. It does not invest in private equity or venture capital directly. It provides debt financing to businesses, not equity investment. Its returns come from net interest margin and fee income.

### What is the geographic focus of Pacific Mercantile Bank's operations?

The bank primarily serves Southern California, specifically Orange County and the Los Angeles metropolitan area. Its lending is concentrated in the California real estate market, with some exposure to other business sectors in the same region.

## Related profiles

- [Uprising Investor Fund](https://altss.com/profile/uprising-investor-fund)
- [Roche](https://altss.com/profile/roche)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/pacific-mercantile-bank

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology