Panoramic Investment Advisors

Panoramic Investment Advisors

Panoramic Investment Advisors was founded in 2017 and operates from Denver, Colorado, providing wealth management and investment advisory services to individuals, high-net-worth families, and institutions. The firm's origins are tied to Forty North Wealth LLC, the entity whose branding and CFP®-centric service model appear across the firm's public-facing materials. Panoramic's scope spans financial planning, retirement income structuring, investment management, tax planning, risk analysis, and estate coordination — a bundled advisory model that functions as an outsourced family-office light for clients who have not yet reached the asset thresholds of dedicated single-family offices. The firm's investment approach is explicitly goals-based rather than benchmark-relative. Panoramic constructs long-term portfolios designed to balance growth with risk awareness, deploying across publicly traded securities — primarily equities and fixed income — alongside managed account solutions. While the firm does not disclose direct private-market activity, its ADV filings and service descriptions emphasize traditional asset-class exposure, with tax-aware positioning as a core differentiator. Geographic emphasis is domestic United States, with a client base concentrated in the Mountain West region. Panoramic does not operate commingled funds, instead managing assets on a discretionary and non-discretionary basis through individually tailored accounts. Panoramic's team includes CFP® professionals operating from a single Denver office at 650 South Cherry Street. The firm's public materials highlight a structured planning process — from initial discovery through ongoing plan monitoring — that echoes the service model of larger registered investment advisors but scaled for a boutique client base. The firm has not disclosed total assets under management or advisory headcount. Adjacent vehicles, including any philanthropic or real-asset arms, are not publicly documented. Panoramic's relationship with Forty North Wealth LLC suggests a consolidated wealth-management brand, though the exact corporate structure between the two entities remains opaque in public filings. Panoramic's structural differentiator lies in its dual identity as both an RIA and a commission-eligible advisor, disclosed in its Form CRS. This hybrid posture allows the firm to serve clients who prefer fee-based planning while maintaining the flexibility to offer brokerage products where appropriate — a model that distinguishes it from pure fiduciary-only RIAs. The firm's small-account focus and retirement-income specialization position it to capture rollover assets from corporate plans, a growth channel that larger wealth managers often cede to digital platforms or bank-based advisors.