# Pecunia

Pecunia is a Bank / Wealth / Trust based in Chicago, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Chicago, United States
- **Region:** North America
- **Address:** Chicago, IL, United States
- **Founded:** 2020
- **Assets under management:** Undisclosed
- **Website:** pecuniaplan.com
- **LinkedIn:** https://www.linkedin.com/company/pecunia

## Regulatory record

- **Reports private funds:** No

## About

Pecunia was established in Chicago in 2020 to serve what its founders identified as a structural gap in US retirement savings: cost-effective, low-maintenance 401(k) plans for small and medium-size businesses and non-profit organizations. The firm’s public materials consistently frame its value proposition around relieving the administrative burden that keeps smaller employers from launching or maintaining a workplace retirement program. The firm operates as a bundled retirement plan provider, combining plan design, fiduciary support, and investment advisory into a single service. Pecunia states it offers portfolio management and investment management, though specific underlying investment vehicles, fund families, or discretionary frameworks are not detailed on its website. Its geographic focus is national, with its sole office in Chicago serving the United States market. No specific client names, plan counts, or aggregate plan assets under administration are published. Pecunia’s public presence is deliberately narrow; the firm does not maintain a LinkedIn company page or appear in standard industry databases. It discloses no total deployment, team count, or information about adjacent vehicles. There are no verifiable personnel changes, product launches, or operational milestones from the last 24 months. The firm’s structural differentiator is its concentrated addressable market — exclusively small to mid-size businesses and non-profit organizations — paired with what it describes as a simplified, technology-light bundling of plan administration and investment management. Its absence from public data trails leaves its governance, ownership, and succession architecture unobservable from the outside.

## Questions

### Who runs investment decisions at Pecunia?

Pecunia has not publicly named any principals, investment committee members, or portfolio managers on its website or in available filings. The firm describes providing portfolio management and investment management, but the individuals responsible for those functions and their investment backgrounds remain undisclosed.

### How does Pecunia source its retirement plan clients?

Pecunia does not describe its client acquisition strategy in public materials. Its website positions the firm as a low-cost, streamlined provider for small and mid-size businesses and non-profit organizations, but it does not reveal distribution channels, referral partnerships, or sales team structure.

### Does Pecunia serve as a 3(38) investment manager or a 3(21) fiduciary for the plans it works with?

The firm does not publicly specify its fiduciary role under ERISA. Pecunia states it provides investment advisory services, including portfolio management, but its exact fiduciary designation — whether limited-scope 3(21) or full-discretion 3(38) — is not disclosed in available records.

### Does Pecunia publish data on assets under administration or number of plans served?

No. Pecunia does not disclose assets under administration, total plan participants, or the number of employer plans it serves. The firm has not made any public filings or press releases containing those figures.

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- [Pecten Capital](https://altss.com/profile/pecten-capital)
- [PedalStart](https://altss.com/profile/pedalstart)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/pecunia

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