# Pensioenfonds SNS REAAL

Pensioenfonds SNS REAAL is a Pension Fund based in Amstelveen, Netherlands.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Amstelveen, Netherlands
- **Region:** Europe
- **Address:** P.O. Box 123, 1183 AV Amstelveen, Netherlands
- **Assets under management:** 3.6B (Altss estimate)
- **Website:** pensioenfonds-snsreaal.nl
- **LinkedIn:** https://linkedin.com/company/stichting-pensioenfonds-sns-reaal

## Regulatory record

- **Reports private funds:** No

## About

Pensioenfonds SNS REAAL serves as the pension vehicle for employees of de Volksbank, Athora Netherlands, and SRH. Its asset base reached $3.585 billion according to internal records. The fund routes investments through external managers including Goldman Sachs Asset Management and maintains an ESG mandate across asset classes. Deployment centers on indirect real estate funds focused on residential and commercial properties in the Netherlands and broader Europe. The corporate bond sleeve totals $324 million and consists entirely of green bonds. Equity holdings include stakes in Goldman Sachs Emerging Markets Equity ESG Portfolio, JPMorgan Funds Emerging Markets Equity Fund, ACTIAM sustainable index funds, and a 0.63 percent position in Tencent Holdings. The fund also maintains an indirect private equity portfolio. Blue Sky Group acts as pension administrator while Northern Trust serves as custodian. Cardano provides risk management and Willis Towers Watson supplies actuarial services. The fund participates in industry groups VBDO and Eumedion. Two foundations sit alongside the pension entity: Fonds 21, which supports arts and social projects with annual giving near $10.8 million, and Stichting Beheer SNS REAAL, which oversees the NOG art collection of more than 600 works donated to Stedelijk Museum Schiedam. The fund's governance links pension obligations directly to the sponsoring employers without an independent family office layer. Investment decisions flow through the listed service providers under SFDR Article 8 and 9 classifications.

## Sectors

- Sustainable Investment
- Real Estate
- Fixed Income
- Equities

## Questions

### Who are the sponsoring employers for Pensioenfonds SNS REAAL?

De Volksbank, Athora Netherlands, and SRH serve as the primary sponsoring employers. These entities supply the plan participants whose contributions fund the pension liabilities.

### How does Pensioenfonds SNS REAAL implement its sustainable investment policy?

The fund maintains a 100% green corporate bond portfolio and selects SFDR Article 8 and 9 funds across asset classes. It also belongs to VBDO and Eumedion for governance and sustainability oversight.

### Does Pensioenfonds SNS REAAL invest directly or through external managers?

The fund routes most capital through external managers. Goldman Sachs Asset Management, ACTIAM, and JPMorgan run equity mandates while real estate exposure occurs via indirect funds.

### What asset classes appear in the Pensioenfonds SNS REAAL portfolio?

Holdings include indirect real estate, green corporate bonds, emerging markets equities, sustainable index funds, and an indirect private equity sleeve. The fund also maintains a contemporary art collection.

### What geographic focus does Pensioenfonds SNS REAAL maintain?

Real estate and bond investments concentrate in the Netherlands and Europe. Equity mandates include emerging markets and North American holdings through index funds.

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/pensioenfonds-sns-reaal

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