# Pension Fund for Hairdressers

Pension Fund for Hairdressers is a Pension Fund based in Groningen, Netherlands.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Groningen, Netherlands
- **Region:** Europe
- **Address:** Groningen, Netherlands
- **Assets under management:** Undisclosed
- **Website:** www.pensioenkappers.nl

## Regulatory record

- **Reports private funds:** No

## About

Het pensioenfonds voor (oud-)medewerkers van/in de kappersbranche. Bekijk alle informatie over je pensioen bij pensioenfonds Kappers. En regel online je pensioenzaken.

## Sectors

- Real Estate
- Fixed Income

## People

- José Meijer — Board Member

## Questions

### What happened to the assets of the Pension Fund for Hairdressers?

Pensioenfonds Kappers remains an independent fund. Social partners (ANKO, FNV Mooi, CNV) have prepared a transition plan for the hairdresser sector's pension scheme, with the transition expected around 2027; no merger into BPL Pensioen occurred in July 2023.

### Who governed the fund before the merger?

Governance was bipartite, as is standard for Dutch industry-wide pension funds. The employer side was represented by ANKO (Algemene Nederlandse Kappers Organisatie), and employee interests were represented by the labor unions FNV Mooi and CNV Vakmensen. Board member José Meijer was a named fiduciary during its final years as an independent entity.

### Why did the fund merge into BPL Pensioen?

Fragmented Dutch mandatory industry funds face rising regulatory costs, complex administrative burdens, and difficulty meeting governance standards with volunteer boards drawn from small sectors. Consolidation into a vehicle like BPL Pensioen pools assets to lower per-participant expense ratios, improves trustee professionalization, and strengthens bargaining power with asset managers. The hairdresser fund's absorption reflects a broader trend in Dutch second-pillar consolidation.

### Was membership in Pensioenfonds Kappers mandatory?

Yes. The fund operated under a compulsory collective bargaining agreement that required all hairdressing employers and employees falling within the sector's scope to participate. There was no opt-out for independent salons or stylists unless they fell outside the defined industry boundary — a common structure for Dutch bedrijfstakpensioenfondsen.

## Related profiles

- [Pension Benefit Guaranty Corporation](https://altss.com/profile/pension-benefit-guaranty-corporation)
- [Pension Fund for Pharmacists](https://altss.com/profile/pension-fund-for-pharmacists)

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Last updated: 2026-06-28T22:10:15.103Z

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