# Pension Planning Solutions

Pension Planning Solutions is an Asset Manager based in United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** United States
- **Region:** North America
- **Assets under management:** Undisclosed
- **Website:** https://pensionplanningsolutions.com

## Regulatory record

- **CRD number:** 126393
- **SEC file number:** 801-67290
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/126393

## About

PENSION PLANNING SOLUTIONS, INC. is an SEC-registered investment adviser in GREENSBORO, NC. The firm manages approximately $9 million in regulatory assets. It has 1 employee and 1 investment adviser.

## Questions

### What services does Pension Planning Solutions actually provide?

The firm provides third-party administration and actuarial consulting for tax-qualified retirement plans. Core services include plan design, annual nondiscrimination testing, Form 5500 filing, required minimum distribution calculations, and ongoing IRS compliance support. It does not manage investment assets — its work ensures plans remain qualified under ERISA and the Internal Revenue Code.

### Does Pension Planning Solutions manage money or make investment decisions?

No. The firm functions as a plan administrator and actuary, not an investment manager. It advises on plan design features — such as contribution allocation formulas and benefit structures — but ultimate investment selection and ongoing portfolio management are handled by plan fiduciaries, financial advisors, or recordkeepers retained by the employer.

### What types of retirement plans does the firm administer?

Pension Planning Solutions administers 401(k) profit-sharing plans, traditional defined benefit pension plans, and cash balance plans — the last being a hybrid that has gained popularity among professional-service firms seeking larger tax-deferred contributions for partners. Plan design often targets owner-favored outcomes through cross-tested or age-weighted allocation formulas.

### What regulatory cycles drive the firm's annual workload?

The operational calendar is shaped by IRS and Department of Labor deadlines: Form 5500 filings due seven months after plan year-end, PBGC premium filings for defined benefit plans, required minimum distributions by April 1 for participants turning 72, and periodic plan restatements under the IRS pre-approved plan cycle. Each SECURE Act legislative change — most recently SECURE 2.0 in 2022 — triggers plan amendments and compliance updates across the client base.

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- [Wealth Planning Systems](https://altss.com/profile/wealth-planning-systems-llc)
- [Madison Money Management](https://altss.com/profile/madison-money-management-inc)

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Last updated: 2026-06-03T20:00:00.000Z

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