# Personal Financial Solutions

Personal Financial Solutions is a Bank / Wealth / Trust based in Manasquan, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Manasquan, United States
- **Region:** North America
- **Address:** Manasquan, NJ, United States
- **Founded:** 2021
- **Assets under management:** Undisclosed
- **Website:** personalfinancialsolutions.com
- **LinkedIn:** linkedin.com/company/personal-financial-solutions

## Regulatory record

- **CRD number:** 129095
- **SEC file number:** 801-121037
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-04-15T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/129095

## About

Personal Financial Solutions is an SEC-registered investment adviser in Manasquan, NJ, registered since 2021. The firm manages approximately $156 million in regulatory assets. It has 2 employees and 2 investment advisers.

## Questions

### Who runs investment decisions at Personal Financial Solutions?

The firm has not publicly identified a named chief investment officer or disclosed the composition of its investment committee. Regulatory filings list advisory personnel under a corporate entity, but individual decision-makers are not separated from the broader associate roster in public record.

### How does Personal Financial Solutions source clients?

Client acquisition flows primarily through local professional referral networks — accountants, estate planning attorneys, and existing clients in Monmouth and Ocean counties. The firm does not maintain a visible digital marketing footprint or enterprise-scale lead generation program.

### What asset classes does Personal Financial Solutions typically use?

The firm employs equities, fixed income, and mutual funds as core portfolio building blocks. More complex instruments such as private equity, direct real estate, or structured products are not publicly documented as standard allocations.

### Does Personal Financial Solutions participate in fund commitments or only direct portfolios?

The practice constructs direct portfolios of individual securities and funds for each client. It does not publicly sponsor pooled investment vehicles, nor does it commit client capital to external private funds on a discretionary basis.

### How does the firm charge for its services?

Standard registered investment adviser disclosures indicate a fee-only model based on a percentage of assets under management, with hourly planning also available. Specific fee schedules are detailed in the firm's Form ADV, which is publicly available through the SEC's IAPD database.

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Last updated: 2026-06-03T20:00:00.000Z

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