# Phil A. Younker & Associates

Phil A. Younker & Associates is a Bank / Wealth / Trust based in Fairbanks, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Fairbanks, United States
- **Region:** North America
- **Address:** Fairbanks, AK, United States
- **Founded:** 1987
- **Assets under management:** Undisclosed
- **Website:** pyounker.com

## Regulatory record

- **CRD number:** 311775
- **SEC file number:** 801-119995
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/311775

## About

Phil A. Younker & Associates was founded in 1987 by Phil A. Younker and operates from Fairbanks, Alaska. The firm is structured as a registered investment adviser providing wealth management services to a client base that includes individuals, high-net-worth families, and corporate entities. Its offerings center on financial planning, portfolio construction, and retirement advisory — services tailored to a regional Alaskan constituency rather than a national institutional allocator base. The firm's investment approach is rooted in traditional wealth management rather than alternatives-heavy institutional deployment. It manages discretionary portfolios across public equities and fixed income for individual and HNW clients, with a heavy emphasis on retirement planning. While it does not publicly disclose specific portfolio holdings, its regulatory filings categorize its advisory book as serving both individuals and corporate accounts, with a footprint confined to the Alaskan market. With a lean, founder-led structure, Phil A. Younker & Associates has not publicly reported headcount, AUM, or office expansion since its founding. The firm maintains a low-profile operational posture consistent with an independent regional RIA — no known philanthropic foundations, co-investment vehicles, or club memberships are documented. In January 2024, the firm maintained its SEC registration as an adviser with less than $1 billion in regulatory assets under management (per public SEC filing, 2024), consistent with a small-shop practice. Structurally, the firm is distinct for its domestic Alaska anchoring and apparent single-adviser continuity. Where many RIAs of its vintage have transitioned to multi-partner models or rolled up into aggregators, Phil A. Younker remains an owner-operated practice serving a northern-market clientele with no disclosed institutional or multi-family-office evolution — a model increasingly rare among four-decade advisory businesses.

## People

- Phil A. Younker — Founder

## Questions

### What type of clients does Phil A. Younker & Associates advise?

The firm advises individuals, high-net-worth individuals, and corporate accounts, all concentrated in Alaska. Its disclosed client profile through SEC filings categorizes it as a small retail and HNW advisory practice without institutional separate accounts or pooled investment vehicles.

### What investment services does the firm provide?

Core offerings include financial planning, discretionary portfolio management, and retirement planning. The firm manages portfolios across traditional public-market asset classes — primarily equities and fixed income — within individually managed accounts.

### Is the firm still owned by its founder?

Yes. Phil A. Younker has been the sole named principal since founding the firm in 1987, and there is no public disclosure of additional partners, succession plans, or external ownership.

### What is the firm's geographic focus?

The practice is based in Fairbanks, Alaska, and serves a regional clientele. No additional offices or expansion beyond Alaska is documented.

## Related profiles

- [Schwartz & Co.](https://altss.com/profile/schwartz-and-co)

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Last updated: 2026-06-03T20:00:00.000Z

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