# Phillip B. White Co.

Phillip B. White Co. is a Bank / Wealth / Trust based in San Luis Obispo, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** San Luis Obispo, United States
- **Region:** North America
- **Address:** Danville, CA, United States
- **Founded:** 1959
- **Assets under management:** Undisclosed
- **Website:** pbwhite.com
- **LinkedIn:** https://www.linkedin.com/company/phillip-b-white-company

## Regulatory record

- **CRD number:** 300623
- **SEC file number:** 801-114890
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/300623

## About

Phillip B. White Co. was founded in 1959 and operates as a Registered Investment Adviser with a fiduciary duty to its clients. The firm is led today by the third generation of the White family: Bruce White, Jeff White, and Zach White, supported by Bob Carlos. The firm's multi-generational continuity distinguishes it from the broader RIA landscape, where succession often leads to external sale or consolidation. Phillip B. White Co. structures client engagements around five core planning areas: Investment Advice and Management, Tax Analysis, Estate Planning, Insurance, and Retirement Planning. The firm adheres to the CFP Board's 7-step financial planning process, applying financial modeling to substantiate recommendations. Client portfolios span individuals, families, and small businesses, with the firm reporting that its client base is concentrated on the West Coast. The firm is headquartered in Danville, California, with an additional office in San Luis Obispo. The four named professionals form the core team. The firm is compensated on a fee-only basis and does not disclose assets under management or aggregate deployment figures. PB White & Co.'s structural differentiator is its uninterrupted family leadership across more than six decades. While many RIAs have scaled through roll-ups or private equity backing, the White family has maintained independent control, a feature that presents both a stable governance model and the challenge of next-generation succession without institutional capital partners.

## Sectors

- Wealth Management

## Offices

- San Luis Obispo, CA, United States

## People

- Bruce White — Financial Planning Professional
- Jeff White — Financial Planning Professional
- Zach White — Financial Planning Professional
- Bob Carlos — Financial Planning Professional

## Questions

### Does Phillip B. White Co. manage private-market or alternative assets?

There is no public evidence that Phillip B. White Co. allocates to private-market funds or direct deals. The firm's website and service descriptions reference financial planning, investment advice and management, retirement, tax, estate planning, and insurance. No venture, private equity, real estate fund, or hedge fund commitments are disclosed.

### How is Phillip B. White Co. compensated?

The firm states it is compensated on a fee basis and operates under a fiduciary standard. It does not publish a fee schedule, and there is no mention of commission-based revenue or broker-dealer affiliation on its website.

## Related profiles

- [Philips Pensionskasse](https://altss.com/profile/philips-pensionskasse)
- [Phillip Private Equity](https://altss.com/profile/phillip-private-equity)

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Last updated: 2026-06-03T20:00:00.000Z

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