# Plaid

Plaid is an Asset Manager based in San Francisco, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** San Francisco, United States
- **Region:** North America
- **Address:** San Francisco, CA, United States
- **Assets under management:** Undisclosed
- **Website:** plaid.com
- **LinkedIn:** https://www.linkedin.com/company/plaid

## Regulatory record

- **Reports private funds:** No

## About

Plaid enables all companies to build fintech solutions powered by the largest financial network. It offers products covering bank payments, credit scoring and underwriting, fraud protection, instant onboarding, personal financial management, and AI infrastructure for financial products. The network reaches 12,000 financial institutions across 20 countries and supports over one million daily connections.

## Sectors

- FinTech

## People

- Zach Perret — Co-founder and CEO

## Questions

### Who runs investment decisions at Plaid?

Plaid is a venture-backed operating company, not a family office or investment firm. Capital allocation and strategic decisions are led by its CEO and executive team, with significant influence from its board and major venture-capital backers. It does not manage external capital or operate as an allocator.

### How does Plaid source its proprietary edge?

Plaid's edge comes from its data-network scale, not deal sourcing. By connecting over 12,000 financial institutions to thousands of applications, it builds an infrastructure layer that gets stronger with each new node. This network effect creates high switching costs and a data asset that competitors cannot quickly replicate.

### What investment stages or asset classes does Plaid typically target?

Plaid does not invest in external asset classes. Its own capital comes from venture funding; it went through early, growth, and late-stage venture rounds, including a 2021 Series D valuing it at $13.4 billion. The firm itself is a 'FinTech' asset from an investor's perspective, not an allocator into other strategies.

### How is Plaid related to its venture backers or spun-out entities?

Plaid is majority-owned by its founders, employees, and venture-capital firms including Altimeter Capital, Silver Lake, and Ribbit Capital. There is no parent entity or family-office relationship — it is a stand-alone company with a typical venture-backed governance structure.

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Last updated: 2026-08-11T15:07:49.000Z

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