# Plan to Prosper Wealth Management

Plan to Prosper Wealth Management is a RIA.

## Overview

- **Organization type:** RIA
- **Assets under management:** Undisclosed
- **LinkedIn:** https://www.linkedin.com/company/plan-to-prosper-wealth-management

## Regulatory record

- **CRD number:** 327660
- **SEC file number:** 801-131973
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/327660

## About

PLAN TO PROSPER WEALTH MANAGEMENT is an SEC-registered investment adviser in Ormond Beach, FL, registered since 2025. The firm manages $234 million in assets, with $201 million on a discretionary basis. It has 4 employees and 2 investment advisers.

## Questions

### Is Plan to Prosper a registered investment advisor?

Yes, Plan to Prosper Wealth Management operates as a registered investment advisor (RIA) under the Investment Advisers Act of 1940. As an RIA, the firm owes a fiduciary duty to its clients and files Form ADV disclosures with the SEC or state securities regulators. The firm's Core And form and brochure are publicly searchable through the SEC's Investment Adviser Public Disclosure website.

### Does the firm manage assets in addition to providing tax services?

Plan to Prosper integrates tax preparation and portfolio management within one firm. During tax season, it operates a preparation practice staffed by CPAs and Enrolled Agents. Outside filing season, those same professionals engage in wealth-management delivery—constructing portfolios, executing tax-loss harvesting, and coordinating retirement-plan distributions with the year's overall tax plan.

### How does the firm's tax background influence investment decisions?

Because the firm employs tax professionals directly, investment decisions and tax-return positioning are coordinated inside a single compliance calendar. Portfolio construction favors tax-efficient structures—direct indexing for US equity exposure, laddered municipal bonds for taxable accounts, and careful management of mutual-fund capital-gains distributions against the household's estimated taxable income.

### Does the firm run any proprietary funds or pooled vehicles?

No proprietary mutual funds or hedge funds are associated with Plan to Prosper Wealth Management. The firm allocates to third-party mutual funds, ETFs, interval funds, and individual securities. Its ADV filing does not list any affiliated pooled investment vehicle, and the direct-indexing sleeve uses separately managed accounts on third-party custodial platforms.

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Last updated: 2026-06-03T20:00:00.000Z

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