# Professional Financial Solutions

Professional Financial Solutions is a Bank / Wealth / Trust based in Fairfax, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Fairfax, United States
- **Region:** North America
- **Address:** Fairfax, VA, United States
- **Founded:** 1997
- **Assets under management:** <$250 million (Altss estimate)
- **Website:** www.profinancialsolutions.com
- **LinkedIn:** https://www.linkedin.com/company/professional-financial-solutions-llc

## Regulatory record

- **CRD number:** 114957
- **SEC file number:** 801-106802
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/114957

## About

Professional Financial Solutions was founded in 1997 by Paul Vydareny, launching in Fairfax, Virginia as an advisory practice oriented toward the complex needs of high-net-worth households. The firm operates as an independent, privately held registered investment advisor and is led by Vydareny alongside Managing Director Marie Vydareny. The founding thesis centered on combining financial planning with active portfolio management and tax strategy, rather than siloing those functions across multiple providers. PFS delivers investment advisory across a broad set of liquid and liquid-alternative asset classes, with a model that typically builds concentrated portfolios of individual securities, fixed-income instruments, and pooled vehicles. The firm covers US large-cap equities, municipal and taxable bonds, exchange-traded funds, and mutual fund allocations. Its advisory design is built around multi-generational wealth transfer, retirement-income engineering, and trust integration, with an explicit tax overlay applied to all core accounts. The geographic footprint remains concentrated in the greater Washington, D.C. metro area, with clients across Fairfax County, Arlington, Alexandria, and suburban Maryland. Team size is not publicly disclosed, though its ADV filings indicate a lean operation consistent with a principal-led boutique, likely under 10 professionals. The practice serves individuals, high-net-worth households, trusts, charitable organizations, and private foundations. The firm maintains a separate tax preparation division that operates as a client-retention moat — a structural feature allowing asset management and tax loss harvesting to move in lockstep. PFS's structure differs from wealth-management aggregators because it is not built on roll-up M&A — it is a durably family-run advisory that has preserved legal and operational independence for over 25 years. That independence means the firm faces no commercial pressure to recommend proprietary products, creating a fiduciary alignment that larger wirehouses negotiate around.

## Sectors

- Wealth Management
- Financial Planning
- Tax Management

## People

- Paul V. Vydareny — President
- Marie C. Vydareny — Managing Director

## Questions

### Who runs investment decisions at Professional Financial Solutions?

President Paul V. Vydareny and Managing Director Marie C. Vydareny lead the firm and are involved in investment committee and portfolio management decisions. As a lean boutique, the core investment function is concentrated with the principals rather than delegated to an external OCIO. The firm's ADV filings confirm the Vydarenys as the controlling executive officers.

### How does Professional Financial Solutions source clients?

PFS sources clients predominantly through professional networks in Northern Virginia and referrals from existing households. Its integrated tax-preparation service functions as an effective top-of-funnel channel; prospective clients often enter through the tax practice and convert into full wealth-management relationships. The firm does not operate a large-scale digital marketing or national advisor-recruitment program.

### Does Professional Financial Solutions participate in fund commitments or only direct investments?

PFS primarily builds portfolios from individual securities, municipal and taxable bonds, ETFs, and mutual funds, rather than committing to private capital funds. Public filings show no significant allocation to private equity, venture capital, or hedge fund limited partnerships. The firm's posture is oriented around liquid public markets, with a custom direct-indexing overlay that leverages the in-house tax capability.

### How is Professional Financial Solutions compensated?

PFS operates on a fee-only model, charging clients a percentage of assets under management for investment advisory services, plus fixed or hourly fees for financial planning and tax preparation. The firm does not earn commissions on product sales or accept soft-dollar arrangements, which aligns its revenue stream with the portfolio performance its clients experience.

## Related profiles

- [Professional Financial Services](https://altss.com/profile/professional-financial-services)
- [Proficient Wealth Counselors](https://altss.com/profile/proficient-wealth-counselors)

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Last updated: 2026-06-03T20:00:00.000Z

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