Prospect Financial Group

Jill Curran, the firm's president and owner, is responsible for both financial planning and investment management. She holds an engineering degree from Princeton and an MBA from Stanford, plus a certificate in financial planning from Georgetown. The firm's website presents Curran as the sole principal guiding portfolio construction and client strategy.

No. The firm explicitly avoids model portfolios, managing custom allocations instead. Curran builds top-down portfolios that span multiple accounts per client — including 401(k)s held at outside custodians — so the investment strategy reflects a household's total financial picture rather than isolated accounts.

Prospect Financial Group operates on a fee-only basis. It does not sell insurance, receive commissions, or market any financial products. The firm states directly on its contact page that it does not offer loans or product sales, reinforcing its fiduciary, advice-only business model.

The firm works with clients inside and outside the Washington, D.C. metropolitan area on a virtual basis. Its marketing language targets individuals and families with complex financial situations, existing nest eggs, and a desire for integrated planning and investment management rather than one-off product solutions.

It is neither. Prospect Financial Group is a Registered Investment Adviser organized as a single-practitioner fiduciary shop. It does not characterize itself as a family office and does not disclose a multi-generational wealth-origin story or dedicated family-office services.