Prospettiva Financial

Prospettiva Financial

Prospettiva Financial opened in 2005 as a boutique advisory firm in San Francisco's Financial District. Founder Sean Fletcher built the practice around financial planning and investment management for individuals and high-net-worth clients who see advice as a thinking partnership. The firm operates from a single office at 22 Battery Street, staffed by five professionals. Prospettiva delivers portfolio management and holistic planning — covering asset allocation, retirement transitions, and cash-flow optimization — while anchoring its process to the client's values, not a benchmark. The firm's planners hold multiple designations including CFP®, CLU®, ChFC®, and RICP®, signaling experience across insurance, retirement-income structuring, and behavioral coaching. The website emphasizes long-term relationship management rather than a particular asset-class tilt or fund-commitment program. The team is compact: three dedicated financial planners, a paraplanner/operations manager, and administrative support. Adjacent activities include a charitable donation program directed toward poverty abatement and financial-literacy initiatives. No separate foundation, pooled family-office vehicle, or co-investment club appears in the public record. Prospettiva functions as a strictly client-paid RIA with no proprietary products — a structural choice that allows fee-only advice but limits the scale and institutional reach of a multi-family office. Succession is concentrated in the founding planner; no generational transfer plan is publicly disclosed.