# Provision Wealth Management

Provision Wealth Management is an Asset Manager based in United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** United States
- **Region:** North America
- **Assets under management:** Undisclosed
- **Website:** provisionwealth.com
- **LinkedIn:** https://www.linkedin.com/company/provision-wealth-management-inc

## Regulatory record

- **CRD number:** 287500
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/287500

## About

Independent, Objective and Comprehensive Financial Planning | Our Team includes Bill Dowdy CFP®, AEP®, CAP®, RICP®, CLU®, ChFC®, CASL®, REBC®, RHU® and Jared Brogden CFP®, ChFC®, CLU®, CASL®. As a team, we desire a personal, in-depth planning relationship with our clients, their families and their businesses.

## Sectors

- Wealth Management & Financial Planning

## Questions

### Is Provision Wealth Management a fee-only advisor?

Yes. The firm is registered with the SEC as an investment advisor and operates as a fee-only fiduciary. That means compensation comes from client-paid advisory fees — not from commissions, revenue-sharing agreements, or proprietary product sales. This structure requires the firm to act in the best interest of its clients under the Investment Advisers Act of 1940.

### What types of clients does the firm serve?

Provision Wealth Management serves individual investors, families, and small institutions. The majority of clients are high-net-worth individuals and families seeking integrated financial planning and discretionary portfolio management. The firm also advises on employer-sponsored retirement plans, trusts, and estates.

### How does the firm construct client portfolios?

Portfolios start with a financial plan. The firm sets an asset allocation based on each client's goals, time horizon, and risk tolerance, then implements using a mix of low-cost index ETFs, active mutual funds where manager skill is expected to persist, and direct indexing strategies for tax-sensitive accounts. It avoids single-stock concentration and uses rebalancing to maintain target allocations.

### How does the firm handle tax management?

Tax planning is integrated into portfolio management. For taxable accounts, the firm uses direct indexing — owning individual securities instead of an ETF to enable tax-loss harvesting at the individual lot level. Asset location across taxable, tax-deferred, and Roth accounts is managed to reduce the overall tax drag.

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Last updated: 2026-06-03T20:00:00.000Z

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