# Raiffeisenbank eG

Raiffeisenbank eG is a Bank / Wealth / Trust based in Lauenburg/Elbe, Germany.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Lauenburg/Elbe, Germany
- **Region:** Europe
- **Address:** Lauenburg/Elbe, Germany
- **Founded:** 1909
- **Assets under management:** Undisclosed
- **Website:** www.raibalauenburg.de
- **LinkedIn:** https://www.linkedin.com/company/raiffeisenbank

## Regulatory record

- **Reports private funds:** No

## About

Raiffeisenbank eG is a cooperative bank that provides financial services.

## Questions

### Who owns Raiffeisenbank eG?

Raiffeisenbank eG is a registered cooperative bank, owned by its members — the retail and business clients who deposit and borrow with the institution. This mutual structure means each member holds a cooperative share, governing the bank on a one-member-one-vote basis rather than through external shareholders.

### What investment management services does the bank offer?

Raiffeisenbank eG provides retail-focused wealth accumulation products including the raiba Clever Invest robo-advisory service, fixed-term deposit accounts, and insurance-based savings vehicles like R+V Safe+Smart 4Kids. It does not market a dedicated institutional asset management arm or disclose managed portfolio sizes.

### Does Raiffeisenbank eG participate in direct private-market deals or fund commitments?

No. The bank's public-facing product set is limited to traditional retail and business banking: deposit accounts, consumer credit, mortgage lending, and associated cooperative society savings programs such as Gewinnsparen — a lottery-savings hybrid that channels a portion of proceeds to local community projects. There is no disclosed allocation to private equity, venture capital, or hedge fund commitments.

### What is Gewinnsparen and how does it work?

Gewinnsparen is a cooperative savings product that combines a monthly savings contribution with entry into a prize draw, while also directing a portion of proceeds to charitable and community projects. It is a long-standing instrument across German cooperative banks, reflecting the Raiffeisen principle of linking financial services to local mutual aid.

## Related profiles

- [Raiffeisenbank Böllingertal](https://altss.com/profile/raiffeisenbank-b-llingertal)
- [Raiffeisen Bank International](https://altss.com/profile/raiffeisen-bank-international)

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Last updated: 2026-05-29T11:45:49.067Z

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