# Rain or Shine Planning

Rain or Shine Planning is a Bank / Wealth / Trust based in Portland, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Portland, United States
- **Region:** North America
- **Address:** Portland, OR, United States
- **Assets under management:** Undisclosed
- **Website:** rainorshineplanning.com
- **LinkedIn:** https://www.linkedin.com/company/rainorshinestrategyanddesign

## Regulatory record

- **CRD number:** 327703
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/327703

## About

Rain or Shine Planning is a state-registered investment adviser in Portland, OR. The firm manages $58 million in assets, with $47 million managed on a discretionary basis. It has 2 employees and 2 investment advisers.

## Questions

### What services does Rain or Shine Planning provide?

The firm provides comprehensive personal financial planning services, including retirement-income modeling, tax-aware portfolio construction, risk management (insurance) reviews, and estate-planning coordination. Its planning-led model integrates these disciplines into a unified household strategy rather than offering them as standalone products.

### What geographic area does Rain or Shine serve?

The firm operates from Portland, Oregon, with its client base concentrated in the Pacific Northwest, primarily the Portland metropolitan area. While capable of serving remote clients under modern advisory regulations, its local professional network — including relationships with Oregon CPAs and estate attorneys — anchors its practice regionally.

### How does Rain or Shine differ from a trust company or bank wealth management division?

Rain or Shine is an independent planning-led firm, meaning its fiduciary duty runs directly to the client without the institutional conflicts that can arise inside a bank or trust company — product quotas, proprietary fund mandates, or referral incentives. Its independence and planning-first model make it structurally closer to an RIA than to a private bank's wealth management group.

## Related profiles

- [Rain Capital Management](https://altss.com/profile/rain-capital-management)
- [Rainier Investment Management](https://altss.com/profile/rainier-investment-management)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/rain-or-shine-planning

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology