# Raiz

Raiz is a FinTech.

## Overview

- **Organization type:** FinTech
- **Region:** Africa
- **Assets under management:** Undisclosed
- **Website:** www.raiz.app
- **LinkedIn:** https://www.linkedin.com/company/myraiz

## Regulatory record

- **Reports private funds:** No

## About

At Raiz, we create customized, high-quality jewelry that tells your story. From photo charms featuring loved ones to tarnish-free necklaces, bracelets, and chain extenders, our pieces are crafted to be timeless keepsakes. Choose from personalized photo charms, protective symbols, zodiac signs, and more to create meaningful jewelry for yourself or as a gift. Whether layering our dainty pearl necklaces or adding a baroque-inspired charm, every design is made to celebrate love, connection, and individuality.

## Sectors

- FinTech
- Cross-Border Payments

## Questions

### What problem does Raiz solve for African importers?

Raiz addresses the bottleneck created by slow, expensive correspondent banking for African businesses that need to pay overseas suppliers. By offering Naira-to-hard-currency conversion, integrated escrow, and direct payment endpoints such as AliPay and WeChat, the platform collapses a multi-step process into a single interface. This is particularly relevant for vehicle importers, who use Raiz to bid on US auction platforms like Copart and IAAI and pay in dollars instantly.

### How does Raiz move money across borders?

Raiz combines multi-currency wallets (USD and Naira) with stablecoin-powered settlement and traditional FX conversion. The firm states that stablecoin rails reduce cost and waiting time, though it does not disclose which stablecoins or blockchains it uses. Customers see a live rate before sending and the platform claims instant settlement for supported corridors.

### Who is Raiz's core customer?

Raiz serves import-dependent SMEs and sole proprietors across Africa, with a concentrated user base in Nigeria. Testimonials reference lubricant exporters, fabric merchants, hair vendors, and China sourcing agents. The firm also offers enterprise sales for higher-volume importers seeking API access or custom pricing.

### What services does Raiz bundle beyond FX payments?

Raiz bundles escrow protection, multi-currency treasury management, and shipping logistics for vehicle imports. The platform's 'Import Made Simple' workflow guides a buyer from auction sourcing and bidding through payment and door-to-port delivery. A virtual dollar card is also available for global online purchases and subscription payments.

## Related profiles

- [Salvesport](https://altss.com/profile/salvesport)
- [Maids of Honour Africa](https://altss.com/profile/maids-of-honour-africa)

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Last updated: 2026-06-03T20:00:00.000Z

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