# Rajkot Nagarik Sahakari Bank

Rajkot Nagarik Sahakari Bank is a Bank / Wealth / Trust based in Rajkot, India.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Rajkot, India
- **Region:** Asia
- **Address:** Rajkot, India
- **Assets under management:** Undisclosed
- **Website:** rnsbindia.com
- **LinkedIn:** https://www.linkedin.com/company/rajkot-nagarik-sahakari-bank-ltd

## Regulatory record

- **Reports private funds:** No

## About

Rajkot Nagarik Sahakari Bank is a bank based in Rajkot, India. It manages approximately $264.07 million in assets, primarily serving the Asia region.

## Questions

### What types of loans does Rajkot Nagarik Sahakari Bank primarily issue?

The bank's advances concentrate on secured retail products. Its published loan menu includes advances against gold ornaments, fixed deposits, LIC and KVP/NSC bonds, and demat securities, as well as purpose-specific lending for car purchases (Nagrik Car Loan), housing, solar rooftop installations, and loans for professionals and machinery. It also participates in government-linked programs such as PMEGP and PM Kusum solar project finance.

### How is Rajkot Nagarik Sahakari Bank regulated?

The bank operates as a cooperative bank registered under Gujarat's cooperative society legislation and is regulated by the Reserve Bank of India under the Banking Regulation Act, 1949 (as applicable to cooperative banks). Its deposit-taking and lending activities are subject to RBI prudential norms, and it participates in RBI-driven mechanisms including the ombudsman scheme and notification compliance.

### What ancillary services does the bank provide beyond lending and deposits?

Beyond its core deposit and advance products, the bank offers debit cards, demat account services, locker facilities, demand drafts, RTGS and NEFT fund transfers, and member medical benefits. It also provides digital access through mobile banking and online form downloads for account management.

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Last updated: 2026-06-03T20:00:00.000Z

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