# Razorpay

Razorpay is an Asset Manager based in India.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** India
- **Region:** Asia
- **Assets under management:** Undisclosed
- **Website:** razorpay.com

## Regulatory record

- **Reports private funds:** No

## About

Online Payments India: Start Accepting Payments Instantly with Razorpay

## Sectors

- FinTech
- Enterprise Software
- AI/ML

## Questions

### What products does Razorpay actually sell to businesses?

Razorpay's platform includes five core modules: payment acceptance (gateway, links, POS, international), business banking (current accounts, escrow, forex), automated payroll, credit and loans (instant settlements, corporate cards, lines of credit), and a newly released AI-native stack (Agentic Payments, Agent Studio, Payments for AI Builders). It supports over 100 payment methods.

### Who runs investment decisions at Razorpay?

Razorpay is not structured as an investment firm; there is no public investment committee or family-office CIO role. Strategic and product decisions are made by its operating leadership. Principal names and equity ownership have not been publicly itemized in available source material.

### How does Razorpay's cross-border product work?

Razorpay enables international merchants to sell to Indian buyers and settle globally without establishing an Indian entity. Merchants accept UPI, Rupay, netbanking, cards, and more, with settlement in their home currency. A separate MoneySaver Export Account lets Indian businesses receive international wire transfers via virtual accounts in 200+ countries.

### What is Razorpay's known posture on AI and automation?

Razorpay has released a dedicated AI-native product suite described as turning chat into checkout, delegating operational work to AI agents, and offering one-click payment nodes for developer platforms. This stack signals a product strategy to embed AI orchestration directly alongside core payment and banking rails.

## Related profiles

- [Aeropay](https://altss.com/profile/aeropay)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/razorpay

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology