# Ready Capital

Ready Capital is an Asset Manager based in New York, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** New York, United States
- **Region:** North America
- **Address:** New York, NY, United States
- **Founded:** 2008
- **Assets under management:** Undisclosed
- **Website:** readycapital.com
- **LinkedIn:** https://www.linkedin.com/company/ready-capital-au

## Regulatory record

- **Reports private funds:** No

## About

Ready Capital is a real estate finance company operating in commercial lending and small business lending. It specializes in originating, acquiring, and servicing commercial loans backed by commercial real estate, including agency multifamily, investor, and bridge loans, as well as SBA 7(a) business loans. The company also offers residential mortgage loans in the Southern U.S. and is a top Freddie Mac SBL Optigo lender.

## Sectors

- Real Estate
- Private Credit
- Infrastructure

## People

- Thomas Capasse — Chairman & Chief Executive Officer

## Questions

### Who leads investment decisions at Ready Capital?

Thomas Capasse serves as Chairman and CEO. The firm's investment committee oversees credit decisions, with Capasse and senior executives guiding strategy. Underwriting is managed by a team of commercial real estate professionals.

### What types of real estate debt does Ready Capital originate?

The firm originates small-balance bridge loans, SBA 504 loans, USDA loans, and Freddie Mac Small Balance Loans. It also provides agency lending and structured credit. Properties include retail, multifamily, mixed-use, and manufactured housing.

### How is Ready Capital related to Ready Capital Corporation (NYSE: RC)?

Ready Capital Corporation is a publicly traded REIT managed by the same team. It holds the loans originated by the platform and provides a permanent capital base. The structure allows the firm to retain credit risk and align with investor interests.

### Does Ready Capital invest in equity or only debt?

The firm is primarily focused on commercial real estate debt, with a specialization in small-balance loans. It does not publicly disclose equity investments.

### What geographic markets does Ready Capital target?

Ready Capital operates nationwide across the US, with a focus on secondary and tertiary markets. It aims to serve areas where small-balance lending is underserved by large banks.

### How does Ready Capital source its deals?

The firm uses a distributed origination model, relying on a network of correspondent lenders, brokers, and direct relationships. It controls the underwriting process centrally.

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- [Cordillera Holdings LLP](https://altss.com/profile/cordillera-holdings-llp)
- [HYBE](https://altss.com/profile/hybe)

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Last updated: 2026-06-03T20:00:00.000Z

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