# REAP Financial Group

REAP Financial Group is a Bank / Wealth / Trust based in Austin, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Austin, United States
- **Region:** North America
- **Address:** Austin, TX, United States
- **Founded:** 2008
- **Assets under management:** Undisclosed
- **Website:** reapfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/reap-financial

## Regulatory record

- **CRD number:** 144560
- **SEC file number:** 801-118413
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-05T06:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/144560

## About

REAP Financial Group opened in Austin in 2008, describing its founding mission as serving the complex cross-generational needs of successful entrepreneurs and affluent families. The firm positions itself squarely in the retirement-income niche, with a lead-generation funnel built around educational webinars, a downloadable guide called 10 Retirement Tips, and a customized Social Security analysis — all tailored to households transitioning from accumulation to distribution. It does not publish founding principals. The firm aggregates financial-planning disciplines through what it calls a Virtual Family Office, coordinating retirement-income strategies, investment management, tax mitigation, and estate planning. Its public content emphasizes risk-managed income production rather than speculative growth, though REAP discloses no individual client portfolios, fund structures, or direct-investment programs. The practice markets almost exclusively to a Central Texas audience via its Austin and Georgetown offices, with digital channels that steer visitors toward a 15-minute introductory call rather than toward institutional-capital discussions. No AUM, team size, or adjacent entity is publicly stated. The website’s blog surfaces curated third-party analyst reports — including Allstate and Xcel Energy — rather than proprietary research or deal announcements, consistent with a retail- and income-oriented advisory stance. The last 24 months have yielded no public operational disclosures, new office openings, or structural entity launches beyond the firm’s steady content-marketing cadence. REAP’s structural distinction lies in operating as a fiduciary RIA that wraps multiple professional disciplines into a single-client-facing Virtual Family Office — a packaging strategy that small and mid-sized RIA aggregators increasingly use to compete with traditional multi-family offices, without the staff scale or minimum-asset thresholds those multi-family offices typically require.

## Questions

### Does REAP Financial manage institutional capital or offer fund commitments?

No. REAP Financial is a retail-oriented RIA serving individual households, trusts, and small-business owners in Central Texas. Its public content and lead-generation funnel — retiree-focused webinars, a Social Security analysis tool, and a phone-screening process — indicate no institutional allocator mandate, no commingled fund vehicles open to external investors, and no GP-selection or fund-commitment program.

### Where does REAP Financial's client base reside?

The firm operates from Austin and Georgetown, Texas, and markets heavily to Central Texas residents through local television, radio, and internet channels. Its website and office footprint do not reference any out-of-state branch or regional expansion, and its virtual-family-office model is delivered to clients located primarily in the Austin metropolitan area.

## Related profiles

- [Realza Capital](https://altss.com/profile/realza-capital)
- [REAPRA Ventures](https://altss.com/profile/reapra-ventures)

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Last updated: 2026-06-03T20:00:00.000Z

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