Regions Financial Corporation Retirement Plan for Associates

Regions Financial Corporation Retirement Plan for Associates

The Regions Financial Corporation Retirement Plan for Associates is a defined benefit pension plan. It was established to provide retirement benefits to associates of the sponsor bank. The plan deploys capital into common and collective trusts representing 59% of assets, partnership and joint venture interests at 19%, and smaller sleeves in corporate debt, U.S. government securities, and common stocks. Geographic exposure centers on the United States with limited global partnership holdings. The Regions Financial Corporation Master Trust holds the real estate allocation. The plan lists no disclosed headcount for dedicated staff. It participates in the RBC Global Financial Institutions Conference as an attendee. The sponsor maintains the Regions Foundation, established in 2006, which directs grants toward economic development and education across 16 states. The plan sits inside the corporate structure of a publicly traded regional bank rather than operating as an independent allocator. Investment decisions align with the sponsor's SASB and TCFD reporting commitments.