Renovate Financial Planning

Renovate Financial Planning

Renovate Financial Planning is a registered investment advisory firm headquartered in the United States. The firm provides comprehensive financial planning to individuals and families. Its name signals a core methodology: evaluating an existing financial household, identifying structural inefficiencies, and designing a rebuilt framework. This contrasts with the asset-gathering posture of many traditional planning firms. The firm deploys a subscription-based advice model—clients pay a fixed recurring fee for ongoing planning access rather than a percentage of assets managed. The service scope typically spans cash-flow architecture, tax-aware decumulation sequencing, insurance coverage audits, estate document coordination, and equity compensation optimization. The firm does not publicly disclose how it sources its client base, nor does it identify named investment vehicles or portfolio companies. Its geographic footprint is unconfirmed beyond a US presence. The practice is built around a deliberate rejection of the AUM-based wealth management model. Total assets under advisement, the number of engaged professionals, and the location of additional offices are not disclosed. A core appeal is a fiduciary standard maintained without the incentive to gather and hold investable assets, which positions it within a growing cohort of advisors serving equity-compensated technology professionals of net worth typically between $500,000 and $5 million. Renovate Financial Planning's structural differentiator is a fee model fully separated from portfolio size. This design eliminates the conflict between the advisor's compensation and the advice to deploy cash elsewhere—such as paying down a mortgage, exercising and holding concentrated stock, or funding a private real asset outside the firm's purview. The operating entity appears to be a single-practitioner or small-team firm with no disclosed succession structure or external ownership.