Resnick Investment Advisors

Yes. As a registered investment advisor in the United States, Resnick Investment Advisors is bound by the Investment Advisers Act of 1940, which imposes a fiduciary duty on the firm in its dealings with clients. This means the firm must act in its clients' best interests, disclose material conflicts of interest, and provide advice that is suitable for each client's specific circumstances.

Resnick structures client portfolios through separately managed accounts. The firm builds allocations across public equities, fixed income instruments, and alternative investments, adjusting the mix according to each client's investment objectives, time horizon, and risk tolerance. The firm's investment committee determines the approved security universe and overarching asset-allocation framework.

Yes. In addition to portfolio management, Resnick provides financial planning services to its clients. These services typically encompass retirement planning, education funding strategies, tax-aware portfolio construction, and estate planning coordination. The scope of planning is defined in each client's advisory agreement.

Resnick Investment Advisors does not custody client assets itself. Client funds and securities are held at qualified third-party custodians, typically large national broker-dealers or bank trust companies. This separation of custody from advisory activity provides a structural layer of protection for client assets, consistent with standard RIA practice under SEC and state regulatory frameworks.

Resnick files Form ADV with state securities regulators. These filings disclose the firm's advisory services, fee schedules, disciplinary history, and conflicts of interest. Prospective and current clients can review the firm's most recent Form ADV Part 2A through the SEC's Investment Adviser Public Disclosure website.