# Resolution Life Resolution Life is an Insurance based in London, United Kingdom. ## Overview - **Organization type:** Insurance - **Headquarters:** London, United Kingdom - **Region:** Europe - **Address:** London, United Kingdom - **Founded:** 2003 - **Assets under management:** $380bn - **Website:** resolutionlife.com - **LinkedIn:** https://www.linkedin.com/company/resolution-life-group ## Regulatory record - **Reports private funds:** No ## About Cowdery founded Resolution Life in 2003 to acquire and administer closed books of life insurance business. The model extracts value not by selling new policies but by aggregating existing ones: the firm manages roughly $380bn in assets across approximately 3.8 million policies. That scale makes it one of the largest consolidators of in-force life insurance globally, operating from London. The firm deploys capital through outright portfolio acquisitions and reinsurance transactions, concentrating on large, stable blocks of life and annuity liabilities. Investment management is outsourced to external partners with specialized mandates; Blackstone manages portions of the real estate and private credit allocations. The asset base spans government and corporate bonds, private credit, commercial real estate, and other fixed-income instruments — spread across multiple geographies and product lines to diversify actuarial risk. Confirmed holdings include a global real estate portfolio managed by Blackstone, though specific underlying properties are not publicly itemized. Resolution Life has deployed approximately $20.3bn of equity since inception, as of year-end 2025, and employed roughly 600 people. The group maintains industry memberships including the American Council of Life Insurers, LOMA, and LIMRA. In 2025, Nippon Life Insurance Company — a long-term strategic partner since 2019 — acquired 100% of the firm, transitioning it into a wholly owned subsidiary while retaining Cowdery as CEO. The firm also operates the Resolution Foundation and Resolution Trust as separate philanthropic entities. The structural advantage is a permanent-capital liability book paired with patient, institutionally backed equity. Unlike a traditional asset manager that must raise successive funds, or a primary insurer that must originate new policies annually, Resolution Life acquires long-dated obligations and holds them to maturity, earning a spread between the guaranteed crediting rates owed to policyholders and the total return generated by the underlying asset portfolio — a posture that prizes predictable, contractually defined cash flows over market-timing gains. ## Sectors - Insurance ## People - Sir Clive Cowdery — Founder, Executive Chairman and CEO ## Questions ### What does Resolution Life actually do? It buys and reinsures blocks of life insurance policies that other carriers have closed to new sales. By aggregating these run-off portfolios, the firm generates returns from the spread between investment income on the associated assets and the contractual liabilities owed to policyholders. It does not underwrite new policies. ### How is Resolution Life related to Nippon Life? Nippon Life Insurance Company acquired 100% of Resolution Life in 2025, after serving as a strategic partner since 2019. Resolution Life now operates as a wholly owned subsidiary within the Nippon Life group, though it retains its own management team and brand. ### Does Resolution Life manage its own investments? No. The firm outsources asset management to external specialists. Blackstone runs portions of the private credit and real estate portfolios. The approach separates actuarial liability management from investment execution. ### Who leads investment and operating decisions? Sir Clive Cowdery, the founder, serves as Executive Chairman and CEO and leads the firm's strategy. Moses Ojeisekhoba is President. The firm has not disclosed a separate CIO, reflecting the outsourced investment model. ### How large is Resolution Life's balance sheet? As of December 2025, Resolution Life reported roughly $380bn in managed assets and had cumulatively deployed approximately $20.3bn in equity since 2003, per its 2025 Annual Report. ### What is Resolution Life's geographic footprint? The firm is headquartered in London and acquires portfolios globally. Public disclosures reference operations spanning multiple regions, including the Americas, Europe, and the Caribbean, though it does not routinely list office locations for each insurance block. ## Related profiles - [Resolute Wealth Advisor](https://altss.com/profile/resolute-wealth-advisor) - [Resolution Ventures](https://altss.com/profile/resolution-ventures) --- Last updated: 2026-07-08T22:25:00.129Z Canonical page: https://altss.com/profile/resolution-life Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology