Retire Ready Wealth Management

Retire Ready Wealth Management

Founded in 2021 by James V. Cipriotti, Retire Ready Wealth Management operates out of Radnor, Pennsylvania with a secondary office in Marlton, New Jersey. Cipriotti graduated from St. Joseph's University in 1998 with a finance degree and began his career at Prudential before managing an ING agency. The firm's posture is built entirely around individual retirement planning, targeting clients who are near or already in retirement. The firm's service stack covers retirement planning, investment management, 401(k) and IRA rollovers, long-term care, life insurance, tax planning, and estate and legacy planning. Cipriotti's media footprint — a weekly radio show, "Freedom to Retire Radio," on 1210 WPHT, and regular television segments on Fox 29 and 6ABC — serves as the primary funnel. The firm offers a complimentary second-opinion service and income analysis to convert listeners into clients, emphasizing protection of principal and tax efficiency. Retire Ready operates a lean structure, centered on Cipriotti as the sole named principal and investment decision-maker. The firm maintains a physical presence in two states, but its media model gives it reach across the Philadelphia DMA. Cipriotti holds the AIF® designation and a former certified senior adviser designation, with a disclosed career history spanning roughly 25 years in retail financial advice. Adjacent vehicles or club memberships beyond the radio and TV platforms are not disclosed. The structural differentiator is the firm's integration of broadcast media into its client acquisition strategy. Rather than relying solely on traditional seminar marketing or advisor referrals, Cipriotti anchors his pipeline with a recurring weekend radio program and local TV segments, blending financial education with lead generation. The firm discloses no institutional or pooled vehicle — it remains a direct-to-retail advisory practice built around one founder's personal brand and media presence.