# Retirement Collaborative

Retirement Collaborative is a RIA based in United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** United States
- **Region:** North America
- **Assets under management:** Undisclosed
- **Website:** retirementcollaborative.com

## Regulatory record

- **CRD number:** 145733
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/145733

## About

RETIREMENT COLLABORATIVE LLC is a state-registered investment adviser in HARRISBURG, PA. The firm manages $45 million in assets on a discretionary basis. It has 1 employee and 1 investment adviser.

## Sectors

- Wealth Management
- Financial Planning

## Questions

### What is Retirement Collaborative's advisory model — does it serve plan sponsors, participants, or both?

Retirement Collaborative serves plan sponsors exclusively. The firm's practice is built around employer-side fiduciary consulting — plan design, investment committee governance, recordkeeper benchmarking, and compliance support — rather than retail wealth management for individual participants. This separation is intended to avoid the conflict of interest that arises when an advisor uses the plan relationship to prospect for private-client assets.

### Which types of retirement plans does Retirement Collaborative typically advise?

The firm's platform is structured around qualified defined-contribution plans, predominantly 401(k) and 403(b) arrangements for private-sector employers, nonprofits, and some public-education entities. The firm also has exposure to defined-benefit plan consulting, cash-balance plan transitions, and non-qualified deferred-compensation plan design for executive cohorts.

### What is the firm's approach to plan participant education?

Retirement Collaborative designs participant education programs focused on enrollment mechanics, deferral-rate optimization, and asset-allocation defaults such as qualified default investment alternatives. The objective is structural improvement in plan-level metrics — participation rate, average deferral percentage, and leakage reduction — rather than individualized financial planning.

## Related profiles

- [Retire Right Wealth Management](https://altss.com/profile/retire-right-wealth-management)
- [RETIREMENT SOLUTIONS](https://altss.com/profile/retirement-solutions)

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Last updated: 2026-06-03T20:00:00.000Z

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