# Retirement Planning Services

Retirement Planning Services is a Bank / Wealth / Trust based in Knoxville, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Knoxville, United States
- **Region:** North America
- **Address:** Knoxville, TN, United States
- **Founded:** 1985
- **Assets under management:** Undisclosed
- **Website:** seriousretirement.com
- **LinkedIn:** https://www.linkedin.com/company/spencer-hall-4692775

## Regulatory record

- **CRD number:** 289847
- **SEC file number:** 801-120012
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/289847

## About

Retirement Planning Services was established in 1985 and is headquartered in Knoxville, Tennessee. The firm emerged as a local advisory practice focused on comprehensive wealth management, offering a bundled suite of services that includes financial planning, estate planning, tax preparation, and investment management. Its client base spans individuals, high-net-worth families, charitable organizations, and corporations, all served from its single Tennessee location. The firm's name and website domain — SeriousRetirement.com — underscore a deliberate positioning around retirement readiness and long-horizon planning rather than aggressive capital appreciation. The firm's investment approach is rooted in traditional wealth advisory. Services cover asset allocation, portfolio construction, and ongoing investment management, typically implemented through separately managed accounts or direct advisory relationships. There is no public evidence of proprietary fund products, direct co-investment vehicles, or institutional separate accounts. The geographic footprint remains concentrated in East Tennessee, with no disclosed offices outside Knoxville. The firm does not publicize specific portfolio holdings, sector tilts, or asset-class mandates. Operational scale is difficult to assess. The firm does not publicly disclose assets under management, total client households, or advisor headcount. No adjacent vehicles — such as a philanthropic foundation, real-asset operating arm, or private investment club — appear in public records. The absence of a LinkedIn presence and professional profiles for named principals further limits visibility into team composition and succession structure. No dated operational event from the last 24 months is verifiable in available sources. Retirement Planning Services stands as a representative example of the fragmented, relationship-driven independent advisory market. Its structural differentiator is its narrow regional focus and long-standing local presence — a durable model in wealth management where trust is built over decades — but one that operates without the transparency or institutional infrastructure of larger registered investment advisors or multi-family offices.

## Questions

### What services does Retirement Planning Services provide?

The firm offers a consolidated suite of wealth management services including investment advisory, financial planning, estate planning, tax planning, and asset management. Its client base includes individuals, high-net-worth families, charitable organizations, and corporations. The firm's branding emphasizes retirement-focused planning.

### Who runs investment decisions at Retirement Planning Services?

The firm does not publicly list named principals, investment committee members, or portfolio managers on its website, LinkedIn, or public filings. This is common among small, closely held advisory practices where decision-making authority rests with the founding principals or a small internal team.

## Related profiles

- [Retirement Planning Group](https://altss.com/profile/retirement-planning-group)
- [Retirement Planning Solutions](https://altss.com/profile/retirement-planning-solutions)

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Last updated: 2026-06-03T20:00:00.000Z

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