Insurance

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RiverSource Insurance Company

RiverSource Insurance Company is a US-based insurance company headquartered in Minneapolis. It manages approximately $19.2 billion in assets, primarily serving...

RiverSource Insurance Company logo

RiverSource Insurance Company

RiverSource Insurance Company is a US-based insurance company headquartered in Minneapolis. It manages approximately $19.2 billion in assets, primarily serving the North American market.

General information

Firm type

Insurance

Year founded

1894

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Minneapolis

Corporate office

Minneapolis, MN, United States

Sector focus

InsuranceAnnuities

Frequently asked questions

Who runs investment decisions at RiverSource?

RiverSource does not publicly name its chief investment officer or investment committee. The general account is managed internally under the oversight of Ameriprise Financial, but the firm's website does not disclose the individuals directing the bond and mortgage-loan portfolios.

How does RiverSource structure its investment portfolio?

The general account assets consist primarily of a bond portfolio and mortgage loans on mixed-use real estate across the United States. RiverSource also owns the commercial property it occupies in Minneapolis. The portfolio is shaped by insurance liability matching rather than total-return mandates.

Does RiverSource manage third-party capital or funds?

No. RiverSource is an insurance carrier, not an asset manager. All investment capital derives from insurance premiums and annuity deposits. The firm does not sponsor mutual funds, ETFs, or commingled investment vehicles open to external investors.

Is RiverSource related to Ameriprise Financial?

RiverSource Insurance Company is wholly owned by Ameriprise Financial, Inc. It functions as Ameriprise's captive product manufacturer, with all annuity and insurance solutions distributed exclusively through Ameriprise's advisor network.

What was the significance of the Global Atlantic reinsurance deal?

In September 2024, RiverSource ceded a block of life-contingent payout annuity policies to Global Atlantic Financial Group. Reinsurance deals of this type are used by insurance carriers to manage capital requirements and liability duration, transferring the risk and associated reserves off the originating carrier's balance sheet.

Does RiverSource maintain a philanthropic structure?

Philanthropic activity is conducted through the Ameriprise Financial Foundation, a separate entity. RiverSource itself does not operate a direct corporate foundation.

What is RiverSource's presence in New York?

RiverSource Life Insurance Co. of New York operates as a wholly owned subsidiary focused exclusively on the New York market, addressing that state's distinct regulatory and product-filing environment.

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