# Royal Bank of Canada Retirement Program

Royal Bank of Canada Retirement Program is a Pension Fund based in Toronto, Canada.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Toronto, Canada
- **Region:** North America
- **Address:** 200 Bay Street, Toronto, Ontario, Canada
- **Founded:** 1864
- **Assets under management:** 10965 (Altss estimate)
- **Website:** rbc.com

## Regulatory record

- **Reports private funds:** No

## About

Royal Bank of Canada Retirement Program functions as the private-sector pension vehicle sponsored by Royal Bank of Canada. The program was established alongside the parent bank and operates under its corporate structure. The program deploys capital across real estate, infrastructure, and public equities. Confirmed holdings include RBC Plaza in Toronto, a Pan-European Real Estate Portfolio, and an Infrastructure Investment Portfolio focused on digital assets. Geographic exposure covers Canada, the United Kingdom, and Western Europe. Public positions include IVV, AAPL, NVDA, and MSFT. The program reports 10,965.4 million USD in assets. It maintains membership in GRI Club and participates in GRI UK & Europe Reunion events. RBC Foundation and RBC Foundation USA handle separate philanthropic activities funded by bank earnings. The program sits inside the Royal Bank of Canada corporate umbrella, with investment decisions executed through RBC Global Asset Management and custody provided by RBC Investor & Treasury Services.

## Sectors

- Real Estate
- Infrastructure

## Questions

### What asset classes appear in the program's portfolio?

Holdings include commercial real estate, infrastructure, and listed equities such as IVV and AAPL.

### Does the program invest directly or through external managers?

The program holds direct real estate assets and listed securities; external managers are not disclosed in available records.

### Which regions receive allocation from the program?

Exposure includes Canada, the United Kingdom, and Western Europe.

### How is the program governed relative to Royal Bank of Canada?

Investment and custody functions are provided by RBC Global Asset Management and RBC Investor & Treasury Services.

## Related profiles

- [CCB International Asset Management](https://altss.com/profile/ccb-international-asset-management)
- [Mindflair](https://altss.com/profile/mindflair)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/royal-bank-of-canada-retirement-program

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