# Royal Sundaram General Insurance

Royal Sundaram General Insurance is an Insurance based in Chennai, India.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Chennai, India
- **Region:** Asia
- **Address:** Chennai, Tamil Nadu, India
- **Founded:** 2001
- **Assets under management:** Undisclosed
- **Website:** royalsundaram.in
- **LinkedIn:** https://www.linkedin.com/company/royal-sundaram-alliance-insurance-company-limited
- **Wikidata:** Q18636403

## Regulatory record

- **Reports private funds:** No

## About

Royal Sundaram General Insurance offers general insurance solutions across motor, health, personal accident, home, and travel domains. The company provides a range of products for individual and commercial customers, including policies for fire, marine, engineering, liability, and business interruption risks. Founded in 2001, Royal Sundaram is based in Chennai, India.

## Sectors

- Government Securities
- Corporate Credit
- Real Estate

## Offices

- Karapakkam, Chennai, Tamil Nadu, India

## People

- T.T. Srinivasaraghavan — Chairman of the Board

## Questions

### Who owns Royal Sundaram General Insurance?

Sundaram Finance Limited holds a 50% stake and Ageas Insurance International N.V. holds 40%. The remaining 7.3% is held by India Motor Parts & Accessories Ltd. T.T. Srinivasaraghavan serves as Chairman of the Board.

### What does Royal Sundaram invest in?

The firm's investment portfolio is composed of Indian government securities, corporate debentures and bonds, and owned commercial real estate. The exact allocation is not publicly disclosed, but the mix is characteristic of an insurer subject to Indian regulatory asset-liability requirements.

### How is Royal Sundaram's investment function governed?

The investment portfolio is managed to back policyholder liabilities under the regulatory framework of the Insurance Regulatory and Development Authority of India. Investment decisions are governed by the board, chaired by T.T. Srinivasaraghavan.

### Does the firm co-invest alongside external asset managers or participate in fund commitments?

There is no public evidence that Royal Sundaram participates in fund commitments or external co-investment structures. Its known assets are limited to directly held domestic securities and real property.

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Last updated: 2026-06-03T20:00:00.000Z

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