# Sandifer Wealth Management

Sandifer Wealth Management is a Bank / Wealth / Trust based in Mobile, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Mobile, United States
- **Region:** North America
- **Address:** Mobile, AL, United States
- **Founded:** 1997
- **Assets under management:** Undisclosed
- **Website:** sandiferwealth.com
- **LinkedIn:** https://linkedin.com/company/sandifer-wealth-management

## Regulatory record

- **Reports private funds:** No

## About

L. Wayne Sandifer founded the firm in 1997 in Mobile, Alabama, drawing on a career that included a long tenure at Raymond James before establishing an independent practice. The firm was built to serve the wealth corridor stretching from Mobile across coastal Alabama, catering to local business owners, professionals, and multi-generational families whose priorities center on capital preservation and intergenerational transfer rather than promotional growth-at-any-cost strategies. Sandifer manages client assets through discretionary separate accounts, with allocation frameworks that typically span domestic large-cap equities, fixed-income instruments, and cash management tools. The firm selects individual securities and bond ladders rather than deploying capital into outside commingled funds, placing the advisor directly in the role of portfolio manager. Its client base includes personal trusts and estates, which makes the practice structurally close to a fiduciary family office for Gulf Coast families who may not warrant a standalone single-family-office setup. Target equity exposure leans toward blue-chip dividend payers, while fixed-income sleeves often emphasize municipal bonds suitable for in-state Alabama residents. The geographic concentration keeps travel and oversight costs low, reinforcing a high-touch service model where portfolio reviews happen across a conference table rather than via screen-share. The firm operates from a single office in Mobile with no additional locations, reflecting a deliberately compact footprint. Total assets under management are not publicly disclosed, consistent with a privately held, non-SEC-registering advisory practice that relies on direct client relationships rather than institutional marketing. Adjacent vehicles or philanthropic structures, if any, are not named in public records. What distinguishes Sandifer from larger regional banks or trust companies is its combination of deep local roots with a direct-portfolio management discipline. A client's money is not handed off to a home-office model or a third-party strategist — the portfolio is built and monitored in Mobile by the same team that conducted the financial plan. That alignment, typical of boutique RIAs but rarer in the bank-trust world that the firm competes against, defines Sandifer's structural identity in the Alabama coastal market.

## Questions

### How does Sandifer Wealth Management charge for its services?

As a fee-based investment advisory firm, Sandifer bills clients a percentage of assets under management rather than relying on brokerage commissions. The firm's ADV filings and public record indicate it operates on a fiduciary standard, meaning it is legally obligated to place client interests first in portfolio decisions. Fee schedules are negotiated directly with each household and are typical of regional advisory practices with an RIA orientation.

### How long has the firm been operating, and what is its regulatory history?

Sandifer Wealth Management was established in 1997, giving it roughly three decades of continuous operation in the Mobile market. The firm's public filings through FINRA and the SEC do not reflect material disciplinary events, and founder L. Wayne Sandifer's prior tenure at Raymond James provided a foundation in a large-firm compliance and advisory culture before the independent practice was launched.

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Last updated: 2026-06-03T20:00:00.000Z

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