# Savior Wealth Savior Wealth is a Bank / Wealth / Trust based in Wellesley, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** Wellesley, United States - **Region:** North America - **Address:** 40 Washington Street, Suite 210, Wellesley Hills, MA 02481, United States - **Founded:** 2018 - **Assets under management:** Undisclosed - **Website:** saviorwealth.com - **LinkedIn:** https://www.linkedin.com/company/mclaughlinfinancial ## Regulatory record - **CRD number:** 299178 - **SEC file number:** 801-114564 - **Registration status:** Registered - **Reports private funds:** Yes - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/299178 ## About Savior Wealth launched in 2018 when Todd M. Ingwersen left a multi-advisor practice where he had spent over two decades designing strategies for high-net-worth clients. The move to an independent RIA in Wellesley Hills, Massachusetts gave him the latitude to embed a fiduciary-first investment process — one that treats disciplined risk management, not relative benchmarking, as the central mandate. Ingwersen holds the CFP, CIMA, and CEPA designations and serves families, business owners, and nonprofit committees across the United States and internationally. Portfolio construction spans public equities, fixed income, and liquid alternatives, with explicit attention to concentrated-stock diversification, tax-aware transitions, and spending-rule modeling for sudden-wealth events. Client engagements frequently coordinate with outside attorneys and tax professionals, and the firm serves as an outsourced chief investment officer for select institutions — a structure that mirrors the institutional-style oversight Ingwersen previously delivered within a team-based advisory practice. Professional headcount stands at two, with Ingwersen as sole CIO and Managing Director, supported by team member Sandy Capobianco. The firm maintains a mailing address in Wellesley Hills and lists a secondary office at 800 South Street in Waltham. No publicly disclosed AUM, separate philanthropic foundations, or co-investment vehicles appear in available records. The website pairs the firm's core investment offering with a Private Discovery Session funnel, signaling an intentionally narrow onboarding path for qualified prospects rather than a broad retail intake. Structurally, Savior Wealth operates as an independent fiduciary with no parent institution, no fund-of-funds architecture, and no disclosed external capital partners — a posture that allows portfolio design to flow directly from the CIO's research framework rather than from a product-shelf or distribution agreement. For an RIA launched in the late-cycle year before COVID-19, that architecture creates what is essentially a concentrated-capacity, single-decision-maker investment office built on a principles-based tactical rebalancing model. ## Sectors - Wealth Management ## Offices - Waltham, MA, United States ## People - Todd M. Ingwersen — Founder, Chief Investment Officer, Managing Director - Sandy Capobianco — Team Member ## Questions ### Who runs investment decisions at Savior Wealth? Todd M. Ingwersen is the Founder, Chief Investment Officer, and Managing Director. He personally designs and oversees discretionary portfolio strategies, drawing on the firm's proprietary Market Conviction Compass framework, which integrates both fundamental and technical analysis to set tactical risk posture (per the firm). No investment committee or additional PMs are disclosed. ### What is the minimum asset threshold for a client relationship? The firm's website identifies individuals and families with $2.5M+ in liquid investable assets as the appropriate fit. It also works with business owners approaching or following a liquidity event, foundations, nonprofits, endowments, and finance committees seeking structured oversight. ### What is the Market Conviction Compass, and how does it shape portfolio decisions? Described by the firm as an internal research framework, the Compass assesses risk positioning and macroeconomic conditions across asset classes. It informs tactical tilts — for instance, reducing beta in late-cycle environments — and underpins the firm's stated goal of capturing upside during bull markets while limiting drawdowns during bear markets. ### Does Savior Wealth operate as an independent fiduciary, and how is it compensated? Yes. Savior Wealth is an independent Registered Investment Advisory firm and adheres to a fiduciary standard of care. The firm states that Ingwersen's CFP designation obligates him to that standard as well. The website does not publish a fee schedule, but the emphasis on fiduciary alignment and the absence of brokerage or commission language point to an advisory-fee model. ### What are the known professional credentials of the team? Todd M. Ingwersen holds the Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Certified Exit Planning Advisor (CEPA) designations. Sandy Capobianco is listed as a team member on the firm's website, with no further biographical detail available. ## Related profiles - [SAVER-Premium Fund](https://altss.com/profile/savings-and-employee-retirement-and-premium-fund) - [Saviu Ventures](https://altss.com/profile/saviu-ventures) --- Last updated: 2026-08-11T02:43:31.692Z Canonical page: https://altss.com/profile/savior-wealth Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology